Genesee County property record for 402 Elm St, Flushing, MI 48433
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,541 sqft · built 1914 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Sep 2020) |
| Tax Bill | $4,637 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-26-552-100 |
| Primary APN | 55-26-552-100 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,541 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 756 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 99 ft deep x 66 ft wide |
| Garage Area | 192 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 402 ELM ST |
|---|---|
| City | FLUSHING |
| State | MI |
| Zip | 48433-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES R-1 (L |
| Legal Description | N 1/2 OF LOT 4 BLK 4 AND E 16 1/2 FT OF N 1/2 OF LOT 5 BLK 4 THE ENLARGED PLAT OF FLUSHING |
| Legal Subdivision | THE ENLARGED PLAT |
| Legal Block | 4 |
| Legal Lot Number | 4-5 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLUSHING |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 10603 |
Source: Genesee County assessment roll, APN 55-26-552-100, as of October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 627 W S ST, WASHOUGAL, WA 98671-5157 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Prior Sale | Nov 09, 2016 · Amount on Record |
| Deed Document Number | 202065460 |
| Prior Transfer Date | Nov 02, 2005 |
| Prior Transfer Doc | 0000111222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 402 ELM ST, FLUSHING, MI 48433-1629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000071986 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 201711160071986 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 22, 2020 |
| Property Address | 402 ELM ST, FLUSHING, MI 48433-1629 |
| Document Number | 202009220065460 |
| Map Reference | LB 1 PG 10 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 202009220065460 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12226 W LENNON RD, 12226, LENNON, MI 48449-9736 |
| Name | Verified Name |
|---|---|
| Address | 627 W S ST, WASHOUGAL, WA 98671-5157 |
| Document Number | 0000065461 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 202009220065461 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Genesee County assessment roll as of October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Flushing City |
| Unified School District | Flushing Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,637.00 (-10.67%) | $118,300 (+17.01%) | $236,600 (+17.01%) |
| 2024 | $5,191.00 (+15%) | ||
| 2023 | $101,100 | $202,200 | |
| 2021 | $4,514.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), as of February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490106034, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2006 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 239 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system MI0002340, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLUSHING serves 8,311 people |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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