402 Elm Dr, Centerville, IN 47330 Property Records

Wayne County property record for 402 Elm Dr, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1985
Lot Size	0.222 acres (9,670 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Jan 2021)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-00491-00`

Property Details

APN / Parcel Number

Primary APN	`020-00491-00`
Alternative APNs	`89-10-29-120-534.000-007` `312912053400020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	124 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312912053400020
Street Address	402 ELM DR
City	CENTERVILLE
State	IN
Zip	47330-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 158 WILLOWBROOK 3RD SUB DIV
Legal Subdivision	WILLOWBROOK THIRD ADDITION
Legal Lot Number	158
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2023
Census Tract	10800

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 ELM DR, CENTERVILLE, IN 47330-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PERFECT CIRCLE CREDIT UNION
Jan 26, 2021	Personal Representative Deed, Transfer · Stand-Alone First Mortgage FIRST BANK RICHMOND
Apr 4, 2018	Warranty Deed, Transfer PRIME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	2021663
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Jul 28, 2026
Property Address	402 ELM DR, CENTERVILLE, IN 47330-1551
Document Number	0000005514
Instrument Date	Jul 20, 2026
Instrument	20265514
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	FREEDOM TITLE, FREEDOM TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ELM DR, CENTERVILLE, IN 47330-1551

Mortgage

Document Number	0000005514,
Date	Jul 28, 2026
Instrument	20265514

Lender

Name	PERFECT CIRCLE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAYNE IN
Recording Date	Jan 26, 2021
Property Address	402 ELM DR, CENTERVILLE, IN 47330-1551
Document Number	2021000663
Instrument Date	Jan 25, 2021
Instrument	2021000663
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN
Investor	Possibly a Property Investor

Mortgage

Document Number	2021000664
Date	Jan 26, 2021
Instrument	2021000664

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 4, 2018
Property Address	402 ELM DR, CENTERVILLE, IN 47330-1551
Document Number	2018002536
Instrument Date	Mar 28, 2018
Instrument	2018002536
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002537
Date	Apr 4, 2018
Instrument	2018002537

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (+5.05%)	$184,900 (+29.48%) Land $19,700 Building $165,200	$184,900 (+29.48%) Land $19,700 Building $165,200
2024	$1,584.00 (+11.63%)
2023		$142,800 (+0.63%) Land $15,100 Building $127,700	$142,800 (+0.63%) Land $15,100 Building $127,700
2022	$1,419.00 Homeowner's exemption	$141,900 Land $14,700 Building $127,200	$141,900 Land $14,700 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC.

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