Stanly County property record for 402 Ellicott Ln, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,742 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,000 (Aug 2022) |
| Tax Bill | $3,110 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557603437307 |
| Primary APN | 557603437307 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,742 sqft Finished Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Porch | Porch |
| Porch Area | 324 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1539723 |
|---|---|
| Street Address | 402 ELLICOTT LN |
| City | LOCUST |
| State | NC |
| Zip | 28097-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 402 ELLICOTT DR LT 101 THE MEADOWS PH 2 557603199 |
| Legal Subdivision | THE MEADOWS PH2 |
| Legal Lot Number | 101 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 930801 |
402 Ellicott Ln is owned and occupied by two individuals who bought it in August 2022.
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 ELLICOTT LN, LOCUST, NC 28097-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 3, 2018 | Warranty Deed, Transfer LKN TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on File |
| Deed Sale | Aug 2, 2022 · Amount on File |
| Prior Sale | Aug 3, 2018 · Amount on File |
| Deed Document Number | 2022449761 |
| Deed Book / Page | 1794 / 1459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 2, 2022 |
| Property Address | 402 ELLICOTT LN, LOCUST, NC 28097-9408 |
| Document Number | 0000449761 |
| Book / Page | 1794 / 1459 |
| Map Reference | MB 19 PG 27 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 449761 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $754.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1054 VALENTINE ST, NORTH PORT, FL 34288-4660 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 ELLICOTT LN, LOCUST, NC 28097-9408 |
| Document Number | 0000449762 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 449762 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 3, 2018 |
| Property Address | 402 ELLICOTT LN, LOCUST, NC 28097-9408 |
| Document Number | 0000402255 |
| Book / Page | 001650 / 000632 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 402255 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | LKN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 ELLICOTT LN LOCUST NC 280979408, LOCUST, NC 28097-9408 |
The 2026 property tax bill for 402 Ellicott Ln was $3,110.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,110.00 | $338,095 Land $75,000 Building $263,095 | $338,095 Land $75,000 Building $263,095 |
| 2023 | $2,506.00 | $229,951 Land $42,000 Building $187,951 | $229,951 Land $42,000 Building $187,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Ellicott Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 Ellicott Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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