Bourbon County property record for 402 Effrain Ct, Paris, KY 40361
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 1998 |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Apr 2023) |
| Tax Bill | $1,887 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2019 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-40-04-007.00 |
| Primary APN | 027-40-04-007.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Electric |
| Street Address | 402 EFFRAIN CT |
|---|---|
| City | PARIS |
| State | KY |
| Zip | 40361-8102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L - 402 EFFRAIN CT - L #58 |
| Legal Subdivision | BROOKSTONE HILLS |
| Legal Lot Number | 58 |
| Legal Unit | 1 |
| Jurisdiction | BOURBON KY |
| Township / Civil Division | PARIS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30201 |
402 Effrain Ct is owned and occupied by an individual who bought it in April 2023.
Source: Bourbon County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2023 | Warranty Deed, Transfer · FHA Mortgage CIVISTA BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK |
| Mar 7, 2019 | Deed, Transfer |
| Jul 21, 2017 | Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Jul 21, 2017 | Intrafamily Transfer, Transfer |
| Jul 18, 2005 | Deed, Transfer · USDA Mortgage USDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on File |
| Deed Sale | Apr 19, 2023 · Amount on File |
| Prior Sale | Mar 7, 2019 · Amount on File |
| Deed Document Number | 800112 |
| Deed Book / Page | 325 / 332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Apr 19, 2023 |
| Property Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Number | 000325/332 |
| Book / Page | 325 / 332 |
| Map Reference | CAB B SL 249 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 800112 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 CLAY KISER RD, PARIS, KY 40361-9719 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Number | 0000800113 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 800113 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000642/403 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 642/403 |
| Instrument | 782426 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 14, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Mar 7, 2019 |
| Property Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Number | 000309/780 |
| Book / Page | 309 / 780 |
| Map Reference | CAB B SL 249 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Name | Verified Name |
|---|---|
| Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Jul 21, 2017 |
| Property Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Number | 000304/706 |
| Book / Page | 304 / 706 |
| Map Reference | CAB B SL 249 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1931 MYERS RD, CARLISLE, KY 40311-9061 |
| Name | Verified Name |
|---|---|
| Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Number | 0000614686 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 614/686 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Jul 21, 2017 |
| Property Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Number | 000304/703 |
| Book / Page | 304 / 703 |
| Map Reference | CAB B SL 249 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 FLOWERS RD NW, RESACA, GA 30735-6019 |
| Name | Verified Name |
|---|---|
| Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Jul 18, 2005 |
| Property Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Number | 000261/528 |
| Book / Page | 261 / 528 |
| Map Reference | CAB B SL249 |
| Instrument Date | Jul 18, 2005 |
| Instrument | 72073 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1541 WIND RIDGE AVE, BOWLING GREEN, KY 42104-1058 |
| Name | Verified Name |
|---|---|
| Address | 402 EFFRAIN CT, PARIS, KY 40361-8102 |
| Document Number | 000422/173 |
|---|---|
| Date | Jul 18, 2005 |
| Book Page | 422/173 |
| Instrument | 72051 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jul 18, 2038 |
The 2025 property tax bill for 402 Effrain Ct was $1,887.
Source: Bourbon County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bourbon County |
| Municipality | Paris City |
| Unified School District | Bourbon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,887.00 | $220,000 Land $25,000 Building $195,000 | $220,000 Land $25,000 Building $195,000 |
| 2023 | $1,575.00 | $180,000 Land $15,000 Building $165,000 | $180,000 Land $15,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Effrain Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 Effrain Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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