Richland County property record for 402 Eclipse Ln, Elgin, SC 29045 · Last verified July 2026
| Bedrooms | 4 Beds |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,744 sqft Living Area |
| Lot Size | 0.119 acres |
| Last Sale | $245,750 (2022) |
| Tax Bill | $2,064.00 (2025) |
Source: Richland County records · APN 31702-07-06
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Oct 14, 2022 | Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on Record |
| Deed Sale | Oct 14, 2022 · Amount on Record |
| Deed Doc Number | 202257778 |
| Deed Book / Page | 2787 / 3886 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 28, 2026 |
| Property Address | 402 ECLIPSE LN, ELGIN, SC 29045-8566 |
| Document Number | 0000025748 |
| Book / Page | 3131 / 3132 |
| Instrument Date | May 22, 2026 |
| Instrument | 202625748 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 402 ECLIPSE LN, ELGIN, SC 29045-8566 |
| Document Number | 0000025748, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 3131/3132 |
| Instrument | 202625748 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Nov 01, 2052 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 14, 2022 |
| Property Address | 402 ECLIPSE LN, ELGIN, SC 29045-8566 |
| Document Number | 0027873887 |
| Book / Page | 2787 / 3887 |
| Map Reference | MB 2690 PG 1710-1713 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022057778 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $639.60 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 ECLIPSE LN, ELGIN, SC 29045-8566 |
| Document Number | 2022057779 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022057779 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Number | 0027873905 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 2787/3905 |
| Instrument | 2022057780 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30361 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,064.00 (-2.41%) | $234,700 Land $50,000 Building $184,700 | $234,700 Land $50,000 Building $184,700 |
| 2023 | $2,115.00 Additional exemption filed |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 31702-07-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,744 sqft Living Area |
| Primary Flooring | Wood Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 5,227 sqft |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 402 ECLIPSE LN |
|---|---|
| City | ELGIN |
| State | SC |
| Zip | 29045-8566 |
| Property Usage | Other Property Usage |
| Type | Unknown |
| Legal Description | LOT 148 41.3X125X41.3X125 #SU ELLINGTON PHASE 1 #PR RB2651-(928-931); RB2690-(1710-1713) |
| Legal Phase | 1 |
| Legal Lot Number | 41,148 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2091 |
| Census Tract | 11407 |
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