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402 Eagle Pond Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 402 Eagle Pond Dr, Winter Haven, FL 33884

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,017 sqft · built 2009
Lot Size0.012 acres (510 sqft)
Owner2 Individual Names on File
Tax Bill$1,387 (2025)
Deeds & MortgagesMar 2023 Mortgage
Sep 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-28-31-850505-004020

Property Details

APN / Parcel Number

Primary APN27-28-31-850505-004020
Alternative APNs
  • 312827850505004020
  • 12827000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,017 sqft Living Area
1st Floor Area1,017 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area510 sqft (0.012 acres)
PorchScreened Porch
Utility Building20 sqft

Location & Zoning

Street Address402 EAGLE POND DR
CityWINTER HAVEN
StateFL
Zip33884-1320
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionEAGLE POND CONDOMINIUM COND BK 12 PGS 1 THRU 3 OR 4257 PGS 538-608 BLDG 4 UNIT B & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range27E
Legal Township28S
Legal Section31
Legal SubdivisionEAGLE POND CONDOMINIUM
Legal Tract850505
Legal Block2
Legal UnitB
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2066
Census Tract14123

Owner

Source: Polk County records · APN 27-28-31-850505-004020

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address535 SAINT ANDREWS RD, WINTER HAVEN, FL 33884-1244
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2023Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU
Sep 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 25, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WOOD JOHN G TRUST (IT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 29, 2024
Transfer Doc0000127004
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address402 EAGLE POND DR, WINTER HAVEN, FL 33884-1320
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 SAINT ANDREWS RD, WINTER HAVEN, FL 33884-1244

Mortgage

Document Number0000047186
DateMar 01, 2023
Book Page12597/1173
Instrument2023047186
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2033
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateMar 01, 2033
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate9.87%

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateSep 25, 2018
Property Address402 EAGLE POND DR, WINTER HAVEN, FL 33884-1320
Document Number0106230449
Book / Page010623 / 000449
Instrument DateSep 11, 2018
Instrument203579
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address535 SAINT ANDREWS RD WINTER HAVEN FL 338841244, WINTER HAVEN, FL 33884-1244

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 25, 2018
Property Address402 EAGLE POND DR, WINTER HAVEN, FL 33884-1320
Document Number0105270630
Book / Page010527 / 000630
Instrument DateJun 15, 2018
Instrument134715
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$731.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 SAINT ANDREWS RD WINTER HAVEN FL 338841244, WINTER HAVEN, FL 33884-1244

Mortgage

Document Number105270631
DateJun 25, 2018
Book Page010527/000631
Instrument134716
Lender
NameWOOD JOHN G TRUST (IT)
Address3601 CYPRESS GARDENS RD # A, WINTER HAVEN, FL 33884-2456
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 24, 2033
Interest
Rate5%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,387.00 (-24.74%) Homeowner's exemption$147,500 (-2.64%) Land $100 Building $147,400$147,500 (-2.64%) Land $100 Building $147,400
2023$1,843.00 (+14.83%)$151,500 (+26.25%) Land $100 Building $151,400$151,500 (+26.25%) Land $100 Building $151,400
2022$1,605.00$120,000 Land $100 Building $119,900$120,000 Land $100 Building $119,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 105 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 233 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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