402 E Zimmerman St, Forest, OH 45843 Property Records

Hardin County property record for 402 E Zimmerman St, Forest, OH 45843

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,535 sqft · built 1930
Lot Size	0.292 acres (12,750 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2022)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-120060.0000`

Property Details

APN / Parcel Number

Primary APN	`23-120060.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,535 sqft Living Area
1st Floor Area	1,491 sqft
Upper Floors Area	1,044 sqft
Basement Area	530 sqft
Unfinished Basement	530 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,750 sqft (0.292 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 E ZIMMERMAN ST
City	FOREST
State	OH
Zip	45843-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 47 11-12
Legal Subdivision	GORMLEY BROTHERS ADDITION
Legal Block	47
Jurisdiction	HARDIN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2049
Census Tract	100

Owner

Source: Hardin County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E ZIMMERMAN ST, FOREST, OH 45843-1369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Dec 28, 2022	Survivorship Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Sep 19, 2011 · Amount on Record
Deed Document Number	20224215
Deed Book / Page	566 / 5107
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 5, 2026
Property Address	402 E ZIMMERMAN ST, FOREST, OH 45843-1369
Document Number	0000003098
Book / Page	579 / 1114
Instrument Date	Sep 11, 2026
Instrument	20263098
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	LEGACY TITLE, AMERICAN LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E ZIMMERMAN ST, FOREST, OH 45843-1369

Mortgage

Document Number	0000003099,
Date	Oct 5, 2026
Book Page	579/1117
Instrument	20263099

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 28, 2022
Property Address	402 E ZIMMERMAN ST, FOREST, OH 45843-1369
Document Number	00566/5107
Book / Page	566 / 5107
Instrument Date	Dec 15, 2022
Instrument	2022004215
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	402 E ZIMMERMAN ST, FOREST, OH 45843-1369

Mortgage

Document Number	2022004216
Date	Dec 28, 2022
Instrument	2022004216

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Jackson Township
Municipality	Forest Village
Unified School District	Riverdale Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00 (-35.66%)	$56,500 (-) Land $2,380 Building $54,120
2024	$1,792.00 (+0.96%) Homeowner's exemption	$56,500 (-) Land $2,380 Building $54,120
2023	$1,775.00 (+19.37%) Homeowner's exemption	$56,500 (+37.64%) Land $2,380 Building $54,120	$161,430 (+37.63%) Land $6,800 Building $154,630
2022	$1,487.00 Homeowner's exemption	$41,050 Land $2,190 Building $38,860
2020			$117,290 Land $6,260 Building $111,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST VILLAGE serves 1,354 people · EPA ID OH3300312
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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