402 E Washington St, Pana, IL 62557 Property Records

Christian County property record for 402 E Washington St, Pana, IL 62557

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1921
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jan 1999)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-25-15-319-001-00`

Property Details

APN / Parcel Number

Primary APN	`11-25-15-319-001-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1940
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	580 sqft

Location & Zoning

Street Address	402 E WASHINGTON ST
City	PANA
State	IL
Zip	62557-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.67A LY N OF WASH E OF ELM ST S OF C&EI R/W IN SW1/4 110126.000 2000-00300 25-15-F 88-3428
Legal Range	01E
Legal Township	11
Legal Section	15
Jurisdiction	CHRISTIAN IL
Township / Civil Division	PANA
Census Block Group	1
Census Block	1026
Census Tract	958900

Owner

402 E Washington St is owned and occupied by an individual who acquired it in April 2018.

Source: Christian County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	402 E WASHINGTON ST, PANA, IL 62557-1240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2018	Deed of Trust, Mortgage FIRST STATE BANK
Nov 2, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT
Jun 22, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1999 · Amount on File
Deed Sale	Jan 1, 1999 · Amount on File
Last Transfer Date	Apr 19, 2018
Transfer Doc	2018R01967
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	402 E WASHINGTON ST, PANA, IL 62557-1240
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02218
Date	Jul 13, 2018
Instrument	2018R02218

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	30 Months
Due	Jan 1, 2021

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Nov 2, 2021
Property Address	402 E WASHINGTON ST, PANA, IL 62557-1240
Document Number	2021R04656
Instrument Date	Oct 29, 2021
Instrument	2021R04656
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04657
Date	Nov 2, 2021
Instrument	2021R04657

Lender

Name	GERSHMAN INVESTMENT

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Jun 22, 2018
Property Address	402 E WASHINGTON ST, PANA, IL 62557-1240
Document Number	2018R01967
Instrument Date	Apr 19, 2018
Instrument	2018R01967
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W WASHINGTON ST, PANA, IL 62557-1151

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Washington St was $1,212 with a homeowner's exemption, up 18.5% from the year before.

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	Pana Township
Municipality	Pana City
Unified School District	Pana Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,212.00 (+18.48%) Homeowner's exemption	$18,669 (+12.88%) Land $2,361 Building $16,308	$56,007 (+12.88%) Land $7,083 Building $48,924
2024	$1,023.00	$16,539 Land $2,092 Building $14,447	$49,617 Land $6,276 Building $43,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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