402 E Veterans Dr, Luverne, MN 56156 Property Records

Rock County property record for 402 E Veterans Dr, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,276 sqft · built 2008
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Sep 2022)
Tax Bill	$4,978 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2010 Mortgage + 6 more
APN	`20-1949-000`

Property Details

APN / Parcel Number

Primary APN	`20-1949-000`

Interior

Building Area	1,276 sqft Living Area
Basement Area	1,174 sqft
Finished Basement	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	919 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	183 sqft
Deck Area	149 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	402 E VETERANS DR
City	LUVERNE
State	MN
Zip	56156-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EVERGREEN ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	1
Census Block	1029
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Aug 4, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 14, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 13, 2016	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Sep 28, 2012	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage MINNWEST BANK
Jul 7, 2014	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 9, 2008	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Document Number	2022203081
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202974
Date	Aug 15, 2022
Instrument	202974

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 5, 2023

Interest

Rate Type	Fixed Rate

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174212
Date	Aug 4, 2010
Instrument	174212

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2040

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178148
Date	Dec 14, 2011
Instrument	178148

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2042

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000189108
Date	Sep 13, 2016
Instrument	189108

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180315
Date	Sep 28, 2012
Instrument	180315

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2042

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Sep 8, 2022
Property Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Document Number	0000203081
Instrument Date	Aug 17, 2022
Instrument	203081
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 E VETERANS DR, LUVERNE, MN 56156-2126

Mortgage

Document Number	0000203082
Date	Sep 8, 2022
Instrument	203082

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Jul 7, 2014
Property Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Document Number	0000184218
Instrument Date	Jul 3, 2014
Instrument	184218
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 927, LUVERNE, MN 56156-0927

Mortgage

Document Number	0000184219
Date	Jul 7, 2014
Instrument	184219

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Jun 9, 2008
Property Address	402 E VETERANS DR, LUVERNE, MN 56156-2126
Document Number	0000169248
Instrument Date	May 28, 2008
Instrument	169248
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$52.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 E VETERANS DR, LUVERNE, MN 56156-2126

Mortgage

Document Number	0000169249
Date	Jun 9, 2008
Instrument	169249

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 5, 2009

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,978.00 (+19.2%)	$445,500 (+18.71%) Land $21,800 Building $423,700	$445,500 (+18.71%) Land $21,800 Building $423,700
2023	$4,176.00	$375,300 Land $19,100 Building $356,200	$375,300 Land $19,100 Building $356,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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