402 E Union St, West Union, IL 62477 Property Records

Clark County property record for 402 E Union St, West Union, IL 62477

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,026 sqft · built 1930
Lot Size	0.424 acres (18,480 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Nov 2017)
Tax Bill	$1,019 (2022)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-19-20-06-101-002`

Property Details

APN / Parcel Number

Primary APN	`15-19-20-06-101-002`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,026 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Construction Type	Frame
Lot Area	18,480 sqft (0.424 acres)
Lot Dimensions	132 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	402 E UNION ST
City	WEST UNION
State	IL
Zip	62477-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE NW. 140 X 132 1H,1G
Jurisdiction	CLARK IL
Township / Civil Division	YORK
Census Block Group	6
Census Block	6070
Census Tract	60100

Owner

Source: Clark County records, as of August 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	402 E UNION ST, WEST UNION, IL 62477-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST
Nov 20, 2017	Executor's Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	20172379
Deed Book / Page	307 / 207-208
Record Updated	Jun 7, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	402 E UNION ST, WEST UNION, IL 62477-1009
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0618/0558
Date	Jan 26, 2018
Book Page	0618/0558
Instrument	2018-00000174

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CLARK IL
Recording Date	Nov 20, 2017
Property Address	402 E UNION ST, WEST UNION, IL 62477-1009
Document Number	0307/0207
Book / Page	0307 / 0207
Instrument Date	Nov 20, 2017
Instrument	2017-00002379
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 E UNION ST, WEST UNION, IL 62477-1009

Mortgage

Document Number	201700002380
Date	Nov 20, 2017
Instrument	2017-00002380

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Clark County
County Subdivision	York Township
Unified School District	Hutsonville Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,019.00 Homeowner's exemption	$19,771 Land $2,146 Building $17,625	$59,313 Land $6,438 Building $52,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (2003–2018)
Claims Outside the SFHA	11 of 15
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION-YORK WATER DISTRICT serves 600 people · EPA ID IL0235400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Joink.

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