402 E Stewart Ave, Opp, AL 36467 Property Records

Covington County property record for 402 E Stewart Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,407 sqft · built 1940
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Nov 2021)
Tax Bill	$424 (2025)
Deeds & Mortgages	Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-28-4-402-002.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-28-4-402-002.000`
Alternative APNs	`11082844020020000` `1108284402002000` `23310580` `23420428`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,407 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23420428
Street Address	402 E STEWART AVE
City	OPP
State	AL
Zip	36467-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2021/26611 JSD 11/3/2021 LOTS 3 & 4 BLK 2 HARTS ADD TO TOWN OF OPP SEC 28 T4N R18E BK 9 PG 408
Legal Range	18E
Legal Township	04N
Legal Section	28
Legal Subdivision	HARTS ADD
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4022
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E STEWART AVE, OPP, AL 36467-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Aug 7, 2007
Deed Book / Page	2021 / 26611
Prior Transfer Date	May 27, 2009
Prior Transfer Doc	02009/8023
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Nov 4, 2021
Property Address	402 E STEWART AVE, OPP, AL 36467-2231
Document Number	2021/26611
Book / Page	2021 / 26611
Instrument Date	Nov 3, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	402 E STEWART AVE, OPP, AL 36467-2231

Mortgage

Document Number	0202126614
Date	Nov 4, 2021
Instrument	2021/26614

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2051

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$424.00 (+7.61%) Homeowner's exemption	$25,412 (+124.49%) Land $1,300 Building $24,112	$127,060 (+12.4%) Land $6,500 Building $120,560
2024	$394.00 (+18.67%) Homeowner's exemption	$11,320 (+16.29%) Land $660 Building $10,660	$113,040 (+16.13%) Land $6,500 Building $106,540
2023	$332.00 (-54.02%) Homeowner's exemption	$9,734 (-47.43%) Land $570 Building $9,164	$97,340 (+5.14%) Land $5,700 Building $91,640
2022	$722.00	$18,516 Land $1,060 Building $17,456	$92,580 Land $5,300 Building $87,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: C Spire Wireless.

Nearby Properties on E Stewart Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures