402 E Spruce St, Whitewright, TX 75491 Property Records

Grayson County property record for 402 E Spruce St, Whitewright, TX 75491

Property Summary

Property TypeSingle Family Home
Details1,272 sqft · built 1900
Lot Size0.326 acres (14,201 sqft)
OwnerIndividual Name on File
Tax Bill$244 (2024)
Deeds & MortgagesNov 2020 Line of Credit
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APNX004 4507035

Property Details

APN / Parcel Number

Primary APNX004 4507035
Alternative APN
  • 171372

Interior

Stories2 Stories
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft
Upper Floors Area200 sqft
Utility Area180 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1983
Lot Area14,201 sqft (0.326 acres)
Lot Dimensions142 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area144 sqft

Location & Zoning

Account Number171372
Old Parcel NumberX004 4507035
Street Address402 E SPRUCE ST
CityWHITEWRIGHT
StateTX
Zip75491-2646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEARS W T, BLOCK 8, LOT 8 & 9, ACRES .326
Legal SubdivisionSEARS W T
Legal Block8
Legal Lot Number8,9 9
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2001
Census Tract102

Owner

402 E Spruce St is owned and occupied by an individual who acquired it in October 1981.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 252, WHITEWRIGHT, TX 75491-0252
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Warranty Deed, Construction Loan · Line of Credit
FIRST UNITED BK
Oct 16, 2020Warranty Deed, Transfer
ALAMO TITLE COMPANY, ALAMO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 1981
Deed SaleOct 20, 1981
Deed Document Number0001578219
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateNov 13, 2020
Property Address402 E SPRUCE ST, WHITEWRIGHT, TX 75491
Document Number0000031684
Instrument DateNov 12, 2020
Instrument31684
Transaction TypeConstruction Loan
Record UpdatedNov 26, 2020
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address402 E SPRUCE ST WHITEWRIGHT TX 75491, WHITEWRIGHT, TX 75491

Mortgage

Document Number31685
DateNov 13, 2020
Instrument31685
Lender
NameFIRST UNITED BK
TypeBank
AddressSHERMAN, TX 75090
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateOct 16, 2020
Property Address402 E SPRUCE ST, WHITEWRIGHT, TX 75491
Document Number0000028535
Instrument DateOct 14, 2020
Instrument28535
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5486 FM 2729 VAN ALSTYNE TX 754953615, VAN ALSTYNE, TX 75495-3615

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityWhitewright Town
Unified School DistrictWhitewright Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$58,467 Land $63,900 Building $80,620$144,520 Land $63,900 Building $80,620
2024$244.00
2023$126,118 Land $44,304 Building $81,814$126,118 Land $44,304 Building $81,814
2022$231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 E Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Spruce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WHITEWRIGHT
serves 1,725 people · EPA ID TX0910011
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
Rise Broadband
Fixed Wireless
500 / 100
TekWav
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Spruce St

Nearby Streets

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