402 E Sherman St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 402 E Sherman St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 974 sqft · built 1925
Lot Size	0.394 acres (17,172 sqft)
Owner	2 Company Names on Record
Last Sale	$22,500 (Oct 2024)
Tax Bill	$2,293 (2024)
Deeds & Mortgages	Mar 2026 Transfer Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-137-008`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-137-008`
Alternative APN	`282214137004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	974 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	974 sqft
Basement Area	974 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	17,172 sqft (0.394 acres)
Garage Type	Attached
Garage Area	724 sqft
Porch	Open Frame Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	282214137004
Street Address	402 E SHERMAN ST
City	SAINT JOSEPH
State	IL
Zip	61873-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2024R15072
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	GRIGGS SUB
Legal Block	9
Legal Lot Number	5,6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3016
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	509 S WATER ST, SAINT JOSEPH, IL 61873-9110
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Intrafamily Transfer, Transfer
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit THE GIFFORD STATE BANK
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit THE GIFFORD STATE BANK
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 18, 2019	Quit Claim Deed, Transfer ACT TITLE COMPANY INC, ACT TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on Record
Deed Sale	Oct 9, 2024 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	202415072
Last Transfer Date	Mar 10, 2026
Transfer Doc	0000003405
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 10, 2026
Property Address	402 E SHERMAN ST, SAINT JOSEPH, IL 61873-9056
Document Number	0000003405
Map Reference	DD 19 PG 452
Instrument Date	Mar 10, 2026
Instrument	2026R03405
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 898, SAINT JOSEPH, IL 61873-0898

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 E SHERMAN ST, SAINT JOSEPH, IL 61873-9056
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E SHERMAN ST, SAINT JOSEPH, IL 61873-9056

Mortgage

Document Number	0000019554
Date	Aug 16, 2021
Instrument	2021R19554

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 30, 2046

Interest

Rate	4.1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 E SHERMAN ST, SAINT JOSEPH, IL 61873-9056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022278
Date	Oct 27, 2020
Instrument	2020R22278

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 15, 2025

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 18, 2019
Property Address	402 E SHERMAN ST, SAINT JOSEPH, IL 61873-9056
Document Number	0000017358
Map Reference	DD 19 PG 452
Instrument Date	Oct 10, 2019
Instrument	2019R17358
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 E SHERMAN ST, SAINT JOSEPH, IL 61873-9056

Mortgage

Document Number	0000017359
Date	Oct 18, 2019
Instrument	2019R17359

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 18, 2019
Property Address	402 E SHERMAN ST, SAINT JOSEPH, IL 61873-9056
Document Number	0000017356
Instrument Date	Apr 5, 2019
Instrument	17356
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	ACT TITLE COMPANY INC, ACT TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14997 N 550 EAST RD FAIRMOUNT IL 618416408, FAIRMOUNT, IL 61841-6408

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,770 (+5.79%) Land $7,110 Building $41,660	$146,310 (+5.79%) Land $21,330 Building $124,980
2024	$2,293.00 (-13.86%)	$46,100 (+3.39%) Land $6,720 Building $39,380	$138,300 (+3.39%) Land $20,160 Building $118,140
2023	$2,662.00 (+6.86%)
2022	$2,491.00 Homeowner's exemption Senior Citizen's exemption	$44,590 Land $11,340 Building $33,250	$133,770 Land $34,020 Building $99,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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