402 E Nebraska St, Cairo, NE 68824 Property Records

Hall County property record for 402 E Nebraska St, Cairo, NE 68824

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,543 sqft · built 2018
Lot Size	0.371 acres (16,146 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jan 2026)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`3213-00-0-20041-000-0003`

Property Details

APN / Parcel Number

Primary APN	`3213-00-0-20041-000-0003`
Alternative APN	`400379007`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft
Basement Area	1,543 sqft
Finished Basement	1,234 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	16,146 sqft (0.371 acres)
Lot Dimensions	87.5 ft deep x 87.5 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 E NEBRASKA ST
City	CAIRO
State	NE
Zip	68824-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	CAIRO MAYFIELD VILLAGE GASCHO-JANTZI SUBLT 3; MAP NUMBER: 3213-00-0-20041-000-0003
Legal Subdivision	GASCHO-JANTZI SUB
Legal Lot Number	3
Jurisdiction	HALL NE
Township / Civil Division	MAYFIELD
Census Block Group	1
Census Block	1033
Census Tract	100

Owner

Source: Hall County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E NEBRASKA ST, CAIRO, NE 68824-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATHWAY BANK
Mar 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PATHWAY BK
Jul 25, 2017	Grant Deed, Transfer GRAND ISLAND ABSTRACT ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	2026339
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	402 E NEBRASKA ST, CAIRO, NE 68824-9480
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	GI ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 E 21ST ST, GRAND ISLAND, NE 68801-2454

Mortgage

Document Number	0000000340
Date	Jan 20, 2026
Instrument	202600340

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	GRAND ISLAND, NE 68803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	402 E NEBRASKA ST, CAIRO, NE 68824-9480
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009506
Date	Dec 4, 2020
Instrument	202009506

Lender

Name	PATHWAY BANK
Type	Bank
Address	CAIRO, NE 68824

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Mar 1, 2026

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HALL NE
Recording Date	Mar 20, 2018
Property Address	402 E NEBRASKA ST, CAIRO, NE 68824-9480
Instrument Date	Mar 19, 2018
Instrument	1715
Transaction Type	Construction Loan
Record Updated	Apr 5, 2018
Title Company	GI ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1102 MARSHALL ST WOOD RIVER NE 688833111, WOOD RIVER, NE 68883-3111

Mortgage

Document Number	0000001715
Date	Mar 20, 2018
Instrument	1715

Lender

Name	PATHWAY BK
Type	Bank
Address	CAIRO, NE 68824

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 19, 2019

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL NE
Recording Date	Jul 25, 2017
Property Address	402 E NEBRASKA ST, CAIRO, NE 68824-9480
Document Number	0000004948
Instrument Date	Jul 24, 2017
Instrument	4948
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount Recorded
Tax	$27.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Hall County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cairo Village
County	Hall County
Unified School District	Centura Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,451 (+6.14%) Land $27,768 Building $362,683	$390,451 (+6.14%) Land $27,768 Building $362,683
2025	$5,117.00 (-4.76%)	$367,856 (+12.48%) Land $27,768 Building $340,088	$367,856 (+12.48%) Land $27,768 Building $340,088
2024	$5,373.00 (-13.3%)
2023		$327,045 (+16.83%) Land $27,768 Building $299,277	$327,045 (+16.83%) Land $27,768 Building $299,277
2022	$6,197.00	$279,932 Land $16,146 Building $263,786	$279,932 Land $16,146 Building $263,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAIRO serves 785 people · EPA ID NE3107906
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Prairie Hills Wireless Fixed Wireless	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Hamilton.net Fixed Wireless	10 / 1

May also be available: Great Plains Communications, Spectrum, Viaero Wireless.

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