McKean County property record for 402 E Main St, Smethport, PA 16749
| Property Type | Single Family Home |
|---|---|
| Details | 1,984 sqft · built 1900 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,500 (Sep 2025) |
| Tax Bill | $3,145 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-003.-300.00 |
| Primary APN | 15-003.-300.00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,984 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 402 E MAIN ST |
|---|---|
| City | SMETHPORT |
| State | PA |
| Zip | 16749-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0863-0710 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | SMETHPORT |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 420800 |
402 E Main St is owned and occupied by two individuals who bought it in September 2025.
Source: McKean County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 E MAIN ST, SMETHPORT, PA 16749-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 3, 2017 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on File |
| Deed Sale | Sep 15, 2025 · Amount on File |
| Prior Sale | Jan 3, 2017 · Amount on File |
| Deed Document Number | 20253013 |
| Deed Book / Page | 1092 / 674 |
| Prior Transfer Date | Jul 26, 2005 |
| Prior Transfer Doc | 00613/0804 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Sep 15, 2025 |
| Property Address | 402 E MAIN ST, SMETHPORT, PA 16749-1326 |
| Document Number | 001092/674 |
| Book / Page | 1092 / 674 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 202503013 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E MAIN ST, SMETHPORT, PA 16749-1326 |
| Investor | Possibly a Property Investor |
| Document Number | 0202503014 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 202503014 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Jan 3, 2017 |
| Property Address | 402 E MAIN ST, SMETHPORT, PA 16749-1326 |
| Document Number | 00863/0710 |
| Book / Page | 863 / 0710 |
| Instrument Date | Jan 3, 2016 |
| Instrument | 201700019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E MAIN ST, SMETHPORT, PA 16749-1326 |
| Document Number | 0201700020 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 201700020 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2026 property tax bill for 402 E Main St was $3,145, up 28.7% from the year before.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Smethport Borough |
| Unified School District | Smethport Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,145.00 (+28.74%) | $91,750 (+28.72%) Land $5,000 Building $86,750 | |
| 2025 | $2,443.00 (+3.78%) | $71,280 (-) Land $6,720 Building $64,560 | |
| 2024 | $2,354.00 | $71,280 Land $6,720 Building $64,560 | |
| 1998 | $91,750 Land $5,000 Building $86,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1987) |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMETHPORT BOROUGH serves 2,400 people · EPA ID PA6420023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures