402 E Main St, Ossian, IA 52161 Property Records

Winneshiek County property record for 402 E Main St, Ossian, IA 52161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,816 sqft · built 1919
Lot Size	0.183 acres (7,950 sqft)
Owner	Company Name on Record
Tax Bill	$2,582 (2026)
Deeds & Mortgages	May 2026 Sale Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`191135200200`

Property Details

APN / Parcel Number

Primary APN	`191135200200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	840 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	402 E MAIN ST
City	OSSIAN
State	IA
Zip	52161-8100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 16, W 22 1/2' OF 15 & E 5' OF 17 BLK 13 BROOKS ADDN& N10' VAC ADJ TO LOT 18
Legal Range	08W
Legal Township	96N
Legal Section	11
Legal Subdivision	BROOKS ADD
Legal Block	13
Legal Lot Number	18
Jurisdiction	WINNESHIEK IA
Township / Civil Division	MILITARY
Census Block Group	1
Census Block	1023
Census Tract	950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	108 VICTORY ST, SPILLVILLE, IA 52168-4426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Affidavit, Transfer
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
May 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2026
Transfer Doc	0000001142
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WINNESHIEK IA
Recording Date	May 22, 2026
Property Address	402 E MAIN ST, OSSIAN, IA 52161-8100
Document Number	0000001142
Book / Page	2026 / 1142
Instrument Date	May 21, 2026
Instrument	20261142
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E MAIN ST, OSSIAN, IA 52161-8100

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Nov 7, 2025
Property Address	402 E MAIN ST, OSSIAN, IA 52161-8100
Document Number	02025/2813
Book / Page	2025 / 2813
Instrument Date	Nov 5, 2025
Instrument	2025 2813
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 E MAIN ST, DECORAH, IA 52101-1946

Mortgage

Document Number	0020252815
Date	Nov 7, 2025
Instrument	2025 2815

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 7, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 22, 2026
Property Address	402 E MAIN ST, OSSIAN, IA 52161-8100
Document Number	0000001143
Book / Page	2026 / 1143
Instrument Date	Sep 10, 2024
Instrument	20261143
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	108 VICTORY ST, SPILLVILLE, IA 52168-4426

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 1, 2022
Property Address	402 E MAIN ST, OSSIAN, IA 52161-8100
Document Number	02022/2105
Book / Page	2022 / 2105
Instrument Date	Jun 30, 2022
Instrument	2022 2105
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 E MAIN ST, DECORAH, IA 52101-1946

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Ossian City
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,582.00	$170,260 (-) Land $9,920 Building $160,340	$170,260 (-) Land $9,920 Building $160,340
2025	$2,582.00 (+14.65%) Homeowner's exemption	$170,260 (+16.04%) Land $9,920 Building $160,340	$170,260 (+16.04%) Land $9,920 Building $160,340
2024	$2,252.00 (+2.27%)
2023		$146,720 (+14.9%) Land $9,920 Building $136,800	$146,720 (+14.9%) Land $9,920 Building $136,800
2022	$2,202.00 Homeowner's exemption	$127,690 Land $8,270 Building $119,420
2021			$127,690 Land $8,270 Building $119,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN WATER SUPPLY serves 802 people · EPA ID IA9677007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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