402 E Main St, Lock Haven, PA 17745 Property Records

Clinton County property record for 402 E Main St, Lock Haven, PA 17745

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,179 sqft · built 1925
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Sep 2022)
Tax Bill$4,390 (2026)
Deeds & MortgagesDec 2014 Mortgage
Nov 2006 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN19-9303

Property Details

APN / Parcel Number

Primary APN19-9303
Alternative APN
  • E-02-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,179 sqft Living Area
Gross Area3,941 sqft
1st Floor Area1,269 sqft
Basement Area1,242 sqft
Unfinished Basement1,242 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialLogs
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions160 ft deep x 30 ft wide
Garage Area540 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Account NumberE -02-0060
Street Address402 E MAIN ST
CityLOCK HAVEN
StatePA
Zip17745-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionW/POR 60; 30 X 160
JurisdictionCLINTON PA
Township / Civil DivisionLOCK HAVEN
Census Block Group2
Census Block2021
Census Tract30600

Owner

Source: Clinton County records · APN 19-9303

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 E MAIN ST, LOCK HAVEN, PA 17745-1406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2014Deed of Trust, Mortgage · Conventional Mortgage
NEPA COMMUNITY FCU
Nov 02, 2006Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Sep 16, 2022Deed, Transfer
THE MUNCY BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleNov 19, 1999 · Amount on Record
Deed Document Number20223803
Record UpdatedJun 08, 2026

December 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address402 E MAIN ST, LOCK HAVEN, PA 17745-1406
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201405198
DateDec 29, 2014
Instrument2014-05198
Lender
NameNEPA COMMUNITY FCU
AddressSTROUDSBURG, PA 18360
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 26, 2024

November 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address402 E MAIN ST, LOCK HAVEN, PA 17745-1406
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200606066
DateNov 02, 2006
Instrument2006-06066
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2036

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionCLINTON PA
Recording DateSep 16, 2022
Property Address402 E MAIN ST, LOCK HAVEN, PA 17745-1406
Document Number0202203803
Instrument DateSep 06, 2022
Instrument2022-03803
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address402 E MAIN ST, LOCK HAVEN, PA 17745-1406

Mortgage

Document Number0202203804
DateSep 16, 2022
Instrument2022-03804
Lender
NameTHE MUNCY BANK & TRUST COMPANY
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueSep 15, 2052

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyClinton County
MunicipalityLock Haven City
Unified School DistrictKeystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,390.00 (+74.07%) Homeowner's exemption$85,800 (-) Land $14,700 Building $71,100
2023$2,522.00$85,800 Land $14,700 Building $71,100
2008$85,800 Land $14,700 Building $71,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims43 (1979–2004)
Claims Outside the SFHA2 of 43
Most Recent ClaimSep 2004 · Tropical Depression Ivan
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
River Valley Internet
Fixed Wireless
100 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 307 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LOCK HAVEN WATER DEPT
serves 8,450 people
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2016
Monitoring and Reporting21
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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