Lincoln County property record for 402 E Main St, Lincolnton, NC 28092
| Property Type | Bank, Financial Building |
|---|---|
| Details | 8,965 sqft · built 2005 |
| Lot Size | 1.81 acres (78,974 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $39,979 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-94-6557 |
| Primary APN | 3623-94-6557 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,965 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Lot Area | 78,974 sqft (1.81 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 155984 |
|---|---|
| Old Parcel Number | 362316946681 |
| Street Address | 402 E MAIN ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-3306 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | CBT |
| Legal Description | 414 E. MAIN ST. |
| Legal Block | 94 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 70100 |
Source: Lincoln County records, as of November 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102 |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 13, 2006 |
| Transfer Doc | 1833178 |
| Record Updated | Jun 7, 2026 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $39,979.00 | $3,989,980 Land $874,016 Building $3,115,964 | $3,989,980 Land $874,016 Building $3,115,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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