402 E Main St, Exira, IA 50076 Property Records

Audubon County property record for 402 E Main St, Exira, IA 50076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,005 sqft · built 1956
Lot Size0.183 acres (7,986 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Feb 2026)
Tax Bill$2,644 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jun 2008 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-11-03-013-333

Property Details

APN / Parcel Number

Primary APN05-11-03-013-333
Alternative APN
  • 003330

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,005 sqft Living Area
Basement Area1,005 sqft
Finished Basement250 sqft
Unfinished Basement755 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,986 sqft (0.183 acres)
Lot Dimensions121 ft deep x 66 ft wide
Garage TypeAttached
Garage Area351 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address402 E MAIN ST
CityEXIRA
StateIA
Zip50076-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 120.4' OF LOT 6 & W 8' OF S 120.4' OF VAC ALLEY ON E SIDE OF LOT 6 BLK 1 GATES ADDITION
Legal SubdivisionGATES ADDITION
Legal Block1
Legal Lot Number6
JurisdictionAUDUBON IA
Township / Civil DivisionEXIRA
Census Block Group3
Census Block3026
Census Tract70300

Owner

402 E Main St is owned by an individual who bought it in February 2026.

Source: Audubon County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 125, EXIRA, IA 50076-0125
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Jun 23, 2008Deed of Trust, Mortgage · USDA Mortgage
USDA
Apr 12, 2007Deed of Trust, Mortgage · USDA Mortgage
USDA
Mar 29, 2006Deed of Trust, Mortgage · USDA Mortgage
USDA
Jan 18, 2021Warranty Deed, Transfer · Conventional Mortgage
EXCHANGE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2026 · Amount on File
Deed SaleFeb 17, 2026 · Amount on File
Prior SaleDec 12, 2023 · Amount on File
Deed Document Number2026181
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAUDUBON IA
Recording DateFeb 17, 2026
Property Address402 E MAIN ST, EXIRA, IA 50076-1541
Document Number0000260181
Instrument DateFeb 16, 2026
Instrument26-0181
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$284.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 125, EXIRA, IA 50076-0125

Mortgage

Document Number0000260182
DateFeb 17, 2026
Instrument26-0182
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

June 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAUDUBON IA
Property Address402 E MAIN ST, EXIRA, IA 50076-1541
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080683
DateJun 23, 2008
Instrument08-0683
Lender
NameUSDA
TypeGovernment Agency
AddressURBANDALE, IA 50322
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term12 Months
DueJun 17, 2009
Interest
Rate3.12%

April 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAUDUBON IA
Property Address402 E MAIN ST, EXIRA, IA 50076-1541
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070424
DateApr 12, 2007
Instrument07-0424
Lender
NameUSDA
TypeGovernment Agency
AddressURBANDALE, IA 50322
Agreement
TypeUSDA Mortgage

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAUDUBON IA
Property Address402 E MAIN ST, EXIRA, IA 50076-1541
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060300
DateMar 29, 2006
Instrument06-0300
Lender
NameUSDA
TypeGovernment Agency
AddressURBANDALE, IA 50322
Agreement
TypeUSDA Mortgage

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAUDUBON IA
Recording DateJan 18, 2021
Property Address402 E MAIN ST, EXIRA, IA 50076-1541
Document Number210060
Instrument DateJan 13, 2021
Instrument21-0060
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E MAIN ST, EXIRA, IA 50076-1541

Mortgage

Document Number0000210062
DateJan 18, 2021
Instrument21-0062
Lender
NameEXCHANGE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 402 E Main St was $2,644.

Source: Audubon County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAudubon County
MunicipalityExira City
Unified School DistrictExira-Elk Horn-Kimballton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,644.00$134,990 (+4.7%) Land $4,910 Building $130,080$134,990 (+4.7%) Land $4,910 Building $130,080
2025$2,644.00$128,930 Land $4,910 Building $124,020$128,930 Land $4,910 Building $124,020
2023$99,540 Land $4,910 Building $94,630$99,540 Land $4,910 Building $94,630
2022$2,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEXIRA WATER DEPT
serves 764 people · EPA ID IA0520030
Water SourcePurchased groundwater from REGIONAL WATER
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Marne & Elk Horn Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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