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402 E Harris St, Palatka, FL 32177 Property Records

Putnam County property record for 402 E Harris St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1954
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$173,000 (Mar 2026)
Tax Bill$882 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN01-10-26-3150-0070-0080

Property Details

APN / Parcel Number

Primary APN01-10-26-3150-0070-0080
Alternative APN
  • 9580

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Building Area888 sqft Living Area
1st Floor Area888 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeCarport
Garage Area153 sqft
CarportCarport
Carport Area153 sqft
PorchEnclosed/Unfinished Breezeway
Porch Area192 sqft
BreezewayBreezeway

Location & Zoning

Account Number9580
Street Address402 E HARRIS ST
CityPALATKA
StateFL
Zip32177-8164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLISSON + WELLS S/D MB1 P138 BLK 7 LOT 8 BK198 P67 (EX W 10 FT)
Legal Range26E
Legal Township10S
Legal Section01
Legal SubdivisionGLISSON & WELLS SUB
Legal Block7
Legal Lot Number8
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group1
Census Block1047
Census Tract950700

Owner

402 E Harris St is owned and occupied by an individual who bought it in March 2026.

Source: Putnam County records, as of April 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address402 E HARRIS ST, PALATKA, FL 32177-8164
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Warranty Deed, Transfer · VA Mortgage
PLAZA HOME MORTGAGE INC
Dec 2, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2026 · Amount on File
Deed SaleMar 10, 2026 · Amount on File
Prior SaleApr 17, 2024 · Amount on File
Deed Document Number20266334
Deed Book / Page1860 / 229
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMar 10, 2026
Property Address402 E HARRIS ST, PALATKA, FL 32177-8164
Document Number0018600229
Book / Page1860 / 229
Map ReferenceMB 1 PG 138
Instrument DateMar 6, 2026
Instrument202654006334
Transaction TypeTransfer
Record UpdatedApr 7, 2026
Title CompanyTITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,211.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13639 TORTONA LN APT 2304, 2304, WINDERMERE, FL 34786-7470

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E HARRIS ST, PALATKA, FL 32177-8164

Mortgage

Document Number0001860231
DateMar 10, 2026
Instrument1860/231
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateDec 2, 2021
Property Address402 E HARRIS ST, PALATKA, FL 32177-8164
Document Number0016460911
Book / Page1646 / 911
Map ReferenceMB 138 PG 7
Instrument DateDec 2, 2021
Instrument202154027764
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1021 N 19TH ST, 1021, PALATKA, FL 32177-2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 BUTLER LN, PALATKA, FL 32177-5351

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Harris St was $882.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$882.00$33,790 Land $4,240 Building $29,550$33,790 Land $4,240 Building $29,550
2023$697.00 (+9.42%)$31,270 (+20.04%)$31,270 (+20.04%) Land $3,180 Building $28,090
2022$637.00$26,050$26,050 Land $2,120 Building $23,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 E Harris St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2016–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Harris St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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