402 E Franklin St, Mackinaw, IL 61755 Property Records

Tazewell County property record for 402 E Franklin St, Mackinaw, IL 61755

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1974
Lot Size	0.242 acres (10,539 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 2022)
Tax Bill	$2,698 (2024)
Deeds & Mortgages	Jun 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`13-13-17-109-002`

Property Details

APN / Parcel Number

Primary APN	`13-13-17-109-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1998
Roof Material	Composition Shingle
Lot Area	10,539 sqft (0.242 acres)
Lot Dimensions	165 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	402 E FRANKLIN ST
City	MACKINAW
State	IL
Zip	61755-7617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17 T24N R2W EAST ADDN LOT 6 (EXC RR) NW 1/4
Legal Range	02W
Legal Township	24N
Legal Section	17
Legal Subdivision	EAST ADDN
Legal Lot Number	6
Jurisdiction	TAZEWELL IL
Township / Civil Division	MACKINAW
Census Block Group	3
Census Block	3041
Census Tract	21701

Owner

402 E Franklin St is owned and occupied by two individuals who bought it in June 2022.

Source: Tazewell County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 E FRANKLIN ST, MACKINAW, IL 61755-7617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Deed Document Number	20229559
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	TAZEWELL IL
Recording Date	Jun 28, 2022
Property Address	402 E FRANKLIN ST, MACKINAW, IL 61755-7617
Document Number	0000009559
Instrument Date	Jun 27, 2022
Instrument	202200009559
Transaction Type	Construction Loan
Record Updated	Aug 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29940 WHITE OAK DR, MACKINAW, IL 61755-8980

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 E FRANKLIN ST, MACKINAW, IL 61755-7617

Mortgage

Document Number	0000009560
Date	Jun 28, 2022
Instrument	202200009560

Lender

Name	PEOPLES STATE BANK OF COLFAX
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	63 Months
Due	Sep 15, 2027

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Tazewell County
County Subdivision	Mackinaw Township
Municipality	Mackinaw Village
Unified School District	Deer Creek-Mackinaw Community Unit School District 701 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,110 Land $6,460 Building $37,650	$132,330 Land $19,380 Building $112,950
2024	$2,698.00 (+5.64%)
2023	$2,554.00 (+14.43%)	$37,060 (+14%) Land $5,430 Building $31,630	$111,180 (+14%) Land $16,290 Building $94,890
2022	$2,232.00	$32,510 Land $4,680 Building $27,830	$97,530 Land $14,040 Building $83,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 E Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACKINAW serves 3,399 people · EPA ID IL1790350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
HeartlandFiber Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20