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402 E Evergreen Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 402 E Evergreen Dr, Saint Joseph, IL 61873

Property Summary

Property TypeSingle Family Home
Details1 ba · 576 sqft · built 1973
Lot Size0.299 acres (13,025 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Dec 2024)
Tax Bill$4,577 (2024)
Deeds & MortgagesNov 2025 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN28-22-14-180-028

Property Details

APN / Parcel Number

Primary APN28-22-14-180-028

Interior

Full Baths1 Bath
Stories1 Story
Building Area576 sqft Living Area
Gross Area1,656 sqft
1st Floor Area576 sqft
Basement Area576 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialOther
Lot Area13,025 sqft (0.299 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address402 E EVERGREEN DR
CitySAINT JOSEPH
StateIL
Zip61873-8804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 WOODARDS SOUTHGATE SUB
Legal Range10E
Legal Township19N
Legal Section14
Legal SubdivisionWOODARDS SOUTHGATE SUB
Legal Lot Number26
JurisdictionCHAMPAIGN IL
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1021
Census Tract10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 E EVERGREEN DR, SAINT JOSEPH, IL 61873-8804
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
LONGVIEW BANK
Oct 30, 2018Deed of Trust, Mortgage · Commercial Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2024 · Amount on Record
Deed SaleDec 2, 2024 · Amount on Record
Prior SaleMay 26, 2009 · Amount on Record
Deed Document Number202417719
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address402 E EVERGREEN DR, SAINT JOSEPH, IL 61873-8804
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E EVERGREEN DR, SAINT JOSEPH, IL 61873-8804

Mortgage

Document Number0000017694
DateNov 18, 2025
Instrument2025R17694
Lender
NameLONGVIEW BANK
TypeBank
AddressOGDEN, IL 61859
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address402 E EVERGREEN DR, SAINT JOSEPH, IL 61873-8804
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018636
DateOct 30, 2018
Instrument2018R18636
Lender
NameBUSEY BANK
TypeBank
Address00000
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2038
Interest
Rate TypeAdjustable Rate
Rate5.25%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSt. Joseph Township
MunicipalitySt. Joseph Village
Elementary School DistrictSt. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,950 (+25.29%) Land $11,450 Building $64,500$227,850 (+25.29%) Land $34,350 Building $193,500
2024$4,577.00 (+13.35%)
2022$4,038.00 Homeowner's exemption$60,620 Land $9,140 Building $51,480$181,860 Land $27,420 Building $154,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Nextlink
Fixed Wireless		800 / 400
Verizon
Fixed Wireless		300 / 20

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