402 E Elm Ave, Duncan, OK 73533 Property Records

Stephens County property record for 402 E Elm Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,574 sqft · built 1950
Lot Size	7.95 acres (346,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,000 (Mar 1994)
Tax Bill	$688 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24434`

Property Details

APN / Parcel Number

Primary APN	`24434`
Alternative APN	`1999-04-01S-07W-3-007-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	346,302 sqft (7.95 acres)
Garage Type	Detached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	150 sqft
Deck Area	222 sqft
Shed	1 Shed
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	24434
Street Address	402 E ELM AVE
City	DUNCAN
State	OK
Zip	73533-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4-1S-7W ADD TR BEG 510W SE/C NESW N363 W120 S363 E120 TO POB & TR BEG SE/C NWNESW N120 W360 S780 E390 N740 W30 S80 TO POB
Legal Range	07W
Legal Township	01S
Legal Section	04
Legal Subdivision	N/A
Legal Block	1S
Legal Lot Number	7W
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3030
Census Tract	600

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 E ELM AVE, DUNCAN, OK 73533-7644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Oct 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANCFIRST
Jan 26, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 1994 · Amount on Record
Deed Sale	Mar 18, 1994 · Amount on Record
Deed Book / Page	1913 / 707
Last Transfer Date	Jan 26, 2022
Transfer Doc	0000000843
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	402 E ELM AVE, DUNCAN, OK 73533-7644
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E ELM AVE, DUNCAN, OK 73533-7644

Mortgage

Document Number	0006415/49
Date	Oct 31, 2023
Book Page	6415/49
Instrument	I-2023-010569

Lender

Name	BANCFIRST
Type	Bank
Address	LAWTON, OK 73502

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 5, 2024

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	402 E ELM AVE, DUNCAN, OK 73533-7644
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W WILLOW AVE, DUNCAN, OK 73533-7227

Mortgage

Document Number	0006415/25
Date	Oct 31, 2023
Book Page	6415/25
Instrument	I-2023-010567

Lender

Name	BANCFIRST
Type	Bank
Address	LAWTON, OK 73502

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 4, 2024

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	402 E ELM AVE, DUNCAN, OK 73533-7644
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W WILLOW AVE, DUNCAN, OK 73533-7227

Mortgage

Document Number	006401/224
Date	Oct 3, 2023
Book Page	6401/224
Instrument	I-2023-009383

Lender

Name	BANCFIRST
Type	Bank
Address	LAWTON, OK 73502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 5, 2024

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 26, 2022
Property Address	402 E ELM AVE, DUNCAN, OK 73533-7644
Document Number	006107/262
Book / Page	6107 / 262
Instrument Date	Jan 26, 2022
Instrument	I-2022-000842
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 E ELM AVE, DUNCAN, OK 73533-7644

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Sep 5, 2017
Property Address	402 E ELM AVE, DUNCAN, OK 73533-7644
Document Number	005356/174
Book / Page	5356 / 174
Instrument Date	Sep 4, 2017
Instrument	2017-959397
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,165 (-) Land $2,412 Building $6,753	$83,321 (-15.29%) Land $21,924 Building $61,397
2025	$688.00 (+3.15%) Homeowner's exemption	$9,165 (+6.09%) Land $2,843 Building $6,322	$98,358 (-2.89%) Land $25,848 Building $72,510
2024	$667.00 (-7.1%) Homeowner's exemption	$8,639 (-0.01%) Land $2,836 Building $5,803	$101,287 (+26.06%) Land $25,848 Building $75,439
2023	$718.00 Homeowner's exemption	$8,640 Land $2,837 Building $5,803	$80,347 Land $25,848 Building $54,499

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1982–2007)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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