402 E Duval St, Troup, TX 75789 Property Records

Smith County property record for 402 E Duval St, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,432 sqft · built 1931
Lot Size	0.977 acres (42,558 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2021)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R037865`

Property Details

APN / Parcel Number

Primary APN	`R037865`
Alternative APN	`1-40000-0026-00-001000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,432 sqft Heated Area
1st Floor Area	2,432 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	42,558 sqft (0.977 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Slab
Porch Area	254 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R037865
Street Address	402 E DUVAL ST
City	TROUP
State	TX
Zip	75789-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF TROUP BLOCK 26 LOT 1-5, 13-14 LOTS 1, 2 AKA TAX LOTS 13 & 14
Legal Subdivision	CITY OF TROUP
Legal Block	26
Legal Lot Number	1-5
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	3
Census Block	3049
Census Tract	2101

Owner

Source: Smith County assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 E DUVAL ST, TROUP, TX 75789-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Dec 3, 2021	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jan 15, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	20211049456
Prior Transfer Date	Dec 2, 2021
Prior Transfer Doc	0001049456
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	402 E DUVAL ST, TROUP, TX 75789-2112
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001027162
Date	Jul 6, 2021
Instrument	202101027162

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Mar 1, 2036

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Dec 3, 2021
Property Address	402 E DUVAL ST, TROUP, TX 75789-2112
Document Number	0001049456
Map Reference	VOL 75 PG 493
Instrument Date	Dec 2, 2021
Instrument	202101049456
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E DUVAL ST, TROUP, TX 75789-2112

Mortgage

Document Number	0001049457
Date	Dec 3, 2021
Instrument	202101049457

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Jan 15, 2019
Property Address	402 E DUVAL ST, TROUP, TX 75789-2112
Document Number	0000001548
Instrument Date	Jan 14, 2019
Instrument	1548
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E DUVAL ST TROUP TX 757892112, TROUP, TX 75789-2112

Mortgage

Document Number	1549
Date	Jan 15, 2019
Instrument	1549

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: Smith County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Troup City
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,208.00 (+28.91%) Homeowner's exemption	$340,898 (+17.8%) Land $45,723 Building $295,175	$340,898 (+17.8%) Land $45,723 Building $295,175
2024	$4,040.00 (-21.89%)
2023	$5,172.00 (+11.95%)	$289,399 Land $21,289 Building $268,110	$289,399 Land $21,289 Building $268,110
2022	$4,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROUP serves 2,006 people · EPA ID TX2120003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Etex Telephone Cooperative, Spectrum.

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