402 E Commercial Ave, Sandoval, IL 62882 Property Records

Marion County property record for 402 E Commercial Ave, Sandoval, IL 62882

Property Summary

Property Type	Single Family Home
Details	659 sqft · built 1950
Lot Size	0.074 acres (3,258 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Jul 2021)
Tax Bill	$708 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0917142001`

Property Details

APN / Parcel Number

Primary APN	`0917142001`

Interior

Building Area	659 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	3,258 sqft (0.074 acres)

Location & Zoning

Street Address	402 E COMMERCIAL AVE
City	SANDOVAL
State	IL
Zip	62882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRIMMER ADD. LOT 7 BLOCK 17
Legal Subdivision	PRIMMER ADD
Legal Block	17
Legal Lot Number	7
Jurisdiction	MARION IL
Township / Civil Division	SANDOVAL
Census Block Group	1
Census Block	1073
Census Tract	951800

Owner

402 E Commercial Ave is owned and occupied by an individual who bought it in July 2021.

Source: Marion County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	402 E COMMERCIAL AVE, SANDOVAL, IL 62882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Jul 5, 2019 · Amount on File
Deed Document Number	20213826
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jul 30, 2021
Property Address	402 E COMMERCIAL AVE, SANDOVAL, IL 62882
Document Number	2021R03826
Instrument Date	Jul 26, 2021
Instrument	2021R03826
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	QUAD COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E COMMERCIAL AVE, SANDOVAL, IL 62882

Mortgage

Document Number	2021R03827
Date	Jul 30, 2021
Instrument	2021R03827

Lender

Name	US BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	2021R03828
Date	Jul 30, 2021
Instrument	2021R03828

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jul 5, 2019
Property Address	402 E COMMERCIAL AVE, SANDOVAL, IL 62882
Document Number	2019R02961
Instrument Date	Jun 7, 2019
Instrument	2019R02961
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E COMMERCIAL AVE, SANDOVAL, IL 62882

Mortgage

Document Number	2019R02962
Date	Jul 5, 2019
Instrument	2019R02962

Lender

Name	COMMUNITY PARTNER SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Commercial Ave was $708 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Sandoval Township
Municipality	Sandoval Village
Unified School District	Sandoval Community Unit School District 501 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$708.00	$15,870 Land $1,550 Building $14,320	$47,610 Land $4,650 Building $42,960
2022	$554.00 Homeowner's exemption	$12,030 Land $1,170 Building $10,860	$36,090 Land $3,510 Building $32,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 E Commercial Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 402 E Commercial Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDOVAL serves 1,422 people · EPA ID IL1210500
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Wabash Communications, Wisper ISP.

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