402 E Cedar St, New Baden, IL 62265 Property Records

Clinton County property record for 402 E Cedar St, New Baden, IL 62265

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,128 sqft · built 1947
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-10-18-201-002`

Property Details

APN / Parcel Number

Primary APN	`11-10-18-201-002`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,128 sqft Finished Area
1st Floor Area	2,184 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Roof Type	Gable
Lot Area	8,276 sqft (0.19 acres)
Lot Depth	110 ft Depth
Garage Area	832 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	402 E CEDAR ST
City	NEW BADEN
State	IL
Zip	62265-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION KOCH'S LOT 2 & W 1/2 OF LOT 3
Legal Subdivision	KOCHS SUB
Legal Lot Number	2-3
Jurisdiction	CLINTON IL
Township / Civil Division	LOOKING GLASS
Census Block Group	4
Census Block	4019
Census Tract	900602

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8 N 2ND ST, NEW BADEN, IL 62265-1347
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage FCB BANKS
Nov 16, 2020	Loan Modification, Mortgage · Conventional Mortgage FCB BANKS
Mar 15, 2017	Loan Modification, Mortgage · Conventional with PMI FIRST CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	402 E CEDAR ST, NEW BADEN, IL 62265-1410
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004536
Date	Jul 14, 2021
Instrument	2021R04536

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLINTON IL
Property Address	402 E CEDAR ST, NEW BADEN, IL 62265-1410
Document Number	0000000042
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 N 2ND ST NEW BADEN IL 622651347, NEW BADEN, IL 62265-1347

Mortgage

Document Number	0000000042
Date	Jan 4, 2021
Instrument	42

Lender

Name	FCB BANKS
Address	NEW BADEN, IL 62265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLINTON IL
Property Address	402 E CEDAR ST, NEW BADEN, IL 62265-1410
Document Number	0000001723
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 N 2ND ST NEW BADEN IL 622651347, NEW BADEN, IL 62265-1347

Mortgage

Document Number	0000001723
Date	Apr 12, 2017
Instrument	1723

Lender

Name	FIRST CNTY BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Apr 11, 2022

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Looking Glass Township
Municipality	New Baden Village
Unified School District	Wesclin Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,975.00 (+8.3%)	$39,400 (+28.97%) Land $7,080 Building $32,320	$118,200 (+28.97%) Land $21,240 Building $96,960
2024	$2,747.00 (+17.39%)
2022	$2,340.00 (+1.92%)	$30,550 (+3%) Land $5,940 Building $24,610	$91,650 (+3%) Land $17,820 Building $73,830
2021	$2,296.00	$29,660 Land $5,770 Building $23,890	$88,980 Land $17,310 Building $71,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BADEN serves 4,178 people · EPA ID IL0274700
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Feb 2026
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: ClearWave.

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