402 E 8th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 402 E 8th St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.279 acres (12,153 sqft)
Owner	Individual Name on Record
Last Sale	$24,300 (Mar 2018)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`246-01907-0001`

Property Details

APN / Parcel Number

Primary APN	`246-01907-0001`

Exterior

Lot Area	12,153 sqft (0.279 acres)

Location & Zoning

Street Address	402 E 8TH ST S
City	LADYSMITH
State	WI
Zip	54848-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADYSMITH ASSESSOR PLAT 4 LOT 39 VOLUME 636 PAGE 887
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Subdivision	LADYSMITH AP NO 4
Legal Lot Number	39
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	3
Census Block	3013
Census Tract	960500

Owner

Source: Rusk County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E 8TH ST S, LADYSMITH, WI 54848-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · ARM WESTCONSIN CU
Mar 9, 2018	Deed, Transfer
Mar 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Feb 11, 2010 · Amount on Record
Deed Document Number	2018347564
Deed Book / Page	636 / 861
Prior Transfer Date	Sep 24, 2009
Prior Transfer Doc	00536/0986
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	402 E 8TH ST S, LADYSMITH, WI 54848-1930
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	354147
Date	Jan 8, 2020
Instrument	354147

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.13%
Max Rate At Change	6.13%
Index	1-Year LIBOR

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Mar 9, 2018
Property Address	402 E 8TH ST S, LADYSMITH, WI 54848-1930
Document Number	000636/887
Book / Page	636 / 887
Instrument Date	Mar 9, 2018
Instrument	347540
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 8TH ST S, LADYSMITH, WI 54848-1930

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUSK WI
Recording Date	Mar 9, 2018
Property Address	402 E 8TH ST S, LADYSMITH, WI 54848-1930
Document Number	000636/861
Book / Page	636 / 861
Instrument Date	Feb 16, 2018
Instrument	347564
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Tax	$72.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 8TH ST S, LADYSMITH, WI 54848-1930

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00 (+40.28%) Homeowner's exemption	$48,300 (+2.11%) Land $8,700 Building $39,600	$82,600 (+39.76%)
2023	$869.00 Homeowner's exemption	$47,300 Land $8,700 Building $38,600	$59,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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