402 E 6th St, Momence, IL 60954 Property Records

Kankakee County property record for 402 E 6th St, Momence, IL 60954

Property Summary

Property Type	Single Family Home
Lot Size	0.282 acres (12,285 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Nov 2022)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Jun 2015 Mortgage Jul 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-18-307-005`

Property Details

APN / Parcel Number

Primary APN	`05-11-18-307-005`

Exterior

Lot Area	12,285 sqft (0.282 acres)

Location & Zoning

Street Address	402 E 6TH ST
City	MOMENCE
State	IL
Zip	60954-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MOMENCE LOTS 12-13 BLK 29 18-31-14E
Legal Subdivision	CITY MOMENCE
Legal Block	29
Legal Lot Number	12-13
Jurisdiction	KANKAKEE IL
Township / Civil Division	MOMENCE
Census Block Group	2
Census Block	2003
Census Tract	10900

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E 6TH ST, MOMENCE, IL 60954-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2015	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMESTAR BANK & FINANCIAL SVCS
Jul 1, 2005	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY BANK
Nov 21, 2022	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Nov 2, 2005 · Amount on Record
Deed Document Number	202213009
Record Updated	Sep 20, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	402 E 6TH ST, MOMENCE, IL 60954-1324
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201507402
Date	Jun 18, 2015
Instrument	201507402

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2030

Interest

Rate Type	Fixed Rate
Rate	3%

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	402 E 6TH ST, MOMENCE, IL 60954-1324
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200513925
Date	Jul 1, 2005
Instrument	200513925

Lender

Name	NATIONAL CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2025

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Nov 21, 2022
Property Address	402 E 6TH ST, MOMENCE, IL 60954-1324
Document Number	0202213009
Instrument Date	Nov 3, 2022
Instrument	202213009
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, LAKELAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 E 6TH ST, MOMENCE, IL 60954-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SPRINGFIELD AVE, JOLIET, IL 60435-8235
Investor	Possibly a Property Investor

Mortgage

Document Number	0202213010
Date	Nov 21, 2022
Instrument	202213010

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Nov 3, 2055

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Momence Township
Municipality	Momence City
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (-6.56%)	$64,310 (-) Land $10,901 Building $53,409	$192,930 (-) Land $32,703 Building $160,227
2024	$5,048.00 (+110.6%)	$64,310 (+5.52%) Land $10,901 Building $53,409	$192,930 (+5.52%) Land $32,703 Building $160,227
2023		$60,943 Land $9,910 Building $51,033	$182,829 Land $29,730 Building $153,099
2022	$2,397.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–1999)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOMENCE serves 3,075 people · EPA ID IL0910650
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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