402 E 4th St, Ute, IA 51060 Property Records

Monona County property record for 402 E 4th St, Ute, IA 51060

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,780 sqft · built 1950
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2008)
Tax Bill	$1,538 (2026)
Deeds & Mortgages	Aug 2012 Mortgage Jul 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`844235203017`

Property Details

APN / Parcel Number

Primary APN	`844235203017`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,201 sqft (0.326 acres)
Lot Dimensions	100 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	18 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	402 E 4TH ST
City	UTE
State	IA
Zip	51060-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 BLK 24
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1081
Census Tract	960400

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E 4TH ST, UTE, IA 51060-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2012	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Jul 16, 2009	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Sep 22, 2008	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2008 · Amount on Record
Deed Sale	Sep 22, 2008 · Amount on Record
Deed Document Number	20081551
Deed Book / Page	87 / 88
Record Updated	Oct 29, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	402 E 4TH ST, UTE, IA 51060-1040
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000065/077
Date	Aug 27, 2012
Book Page	065/077
Instrument	12-1190

Lender

Name	UNITED BANK OF IOWA
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	402 E 4TH ST, UTE, IA 51060-1040
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000059/008
Date	Jul 16, 2009
Book Page	059/008
Instrument	09-1154

Lender

Name	UNITED BANK OF IOWA
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Sep 22, 2008
Property Address	402 E 4TH ST, UTE, IA 51060-1040
Document Number	000087/088
Book / Page	087 / 088
Instrument Date	Sep 18, 2008
Instrument	08-1551
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22787 WILLOW AVE, UTE, IA 51060-8040

Mortgage

Document Number	0000081552
Date	Sep 22, 2008
Instrument	08-1552

Lender

Name	UNITED BANK OF IOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,538.00 Homeowner's exemption	$140,131 (-0.42%) Land $7,087 Building $133,044	$140,131 (-0.42%) Land $7,087 Building $133,044
2025	$1,538.00 (+42.14%)	$140,718 (+37.39%) Land $7,087 Building $133,631	$140,718 (+37.39%) Land $7,087 Building $133,631
2024	$1,082.00 (-23.04%)
2023		$102,425 (+13.52%) Land $7,087 Building $95,338	$102,425 (+13.52%) Land $7,087 Building $95,338
2022	$1,406.00 Homeowner's exemption	$90,228
2021			$90,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WATER SUPPLY serves 338 people · EPA ID IA6762043
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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