402 E 4th St, Mc Cook, NE 69001 Property Records

Red Willow County property record for 402 E 4th St, Mc Cook, NE 69001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,982 sqft · built 1903
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$978 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000764000`

Property Details

APN / Parcel Number

Primary APN	`000764000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	265 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	402 E 4TH ST
City	MC COOK
State	NE
Zip	69001-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO MCCOOK BLK 23, S 40' OF LOT 5 & ALL OF LOT 6
Legal Range	29W
Legal Township	03N
Legal Subdivision	FIRST ADD TO MCCOOK
Legal Block	23
Legal Lot Number	5-6
Jurisdiction	RED WILLOW NE
Township / Civil Division	MCCOOK
Census Block Group	3
Census Block	3027
Census Tract	963300

Owner

Source: Red Willow County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 E 4TH ST, MC COOK, NE 69001-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit NEBRASKA ENERGY FCU
May 8, 2023	Warranty Deed, Transfer · Line of Credit FIRST CENTRAL BANK MCCOOK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RED WILLOW NE
Property Address	402 E 4TH ST, MCCOOK, NE 69001-2020
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 4TH ST, MCCOOK, NE 69001-2020

Mortgage

Document Number	0202300447
Date	Apr 25, 2023
Instrument	2023-00447

Lender

Name	NEBRASKA ENERGY FCU
Type	Credit Union
Address	GRAND ISLAND, NE 68801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	May 8, 2023
Property Address	402 E 4TH ST, MCCOOK, NE 69001-2020
Document Number	0202300497
Map Reference	DOC 2015-01641
Instrument Date	Apr 14, 2023
Instrument	2023-00497
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	MCCOOK ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300498
Date	May 8, 2023
Instrument	2023-00498

Lender

Name	FIRST CENTRAL BANK MCCOOK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Red Willow County
Municipality	McCook City
Unified School District	McCook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,010 (+99.44%) Land $15,750 Building $138,260	$154,010 (+99.44%) Land $15,750 Building $138,260
2025	$978.00 (+7.35%)	$77,220 (+9.72%) Land $15,750 Building $61,470	$77,220 (+9.72%) Land $15,750 Building $61,470
2024	$911.00 (-21.33%)
2023	$1,158.00	$70,377 Land $15,750 Building $54,627	$70,377 Land $15,750 Building $54,627

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Pinpoint Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Viaero Wireless, Vistabeam.

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