402 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 402 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1924
Lot Size	0.098 acres (4,273 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Mar 2019)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0087-13-005`

Property Details

APN / Parcel Number

Primary APN	`2-0087-13-005`
Alternative APN	`T194W304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
1st Floor Area	988 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	4,273 sqft (0.098 acres)
Lot Dimensions	95 ft deep x 45 ft wide
Garage Area	180 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	340 sqft
Patio Area	340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	402 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 11 AND WEST 15 FEET LOT 12 SCHRODER WARD
Legal Subdivision	SCHRODER WARD
Legal Lot Number	11-12
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1037
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 E 48TH ST, SAVANNAH, GA 31405-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 11, 2019	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	20192380
Deed Book / Page	1571 / 103
Prior Transfer Date	Dec 19, 2014
Prior Transfer Doc	0007140262
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	402 E 48TH ST, SAVANNAH, GA 31405-2341
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 48TH ST, SAVANNAH, GA 31405-2341

Mortgage

Document Number	0014180568
Date	Aug 8, 2018
Book Page	0000001418/0000000568

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	402 E 48TH ST, SAVANNAH, GA 31405-2341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 48TH ST, SAVANNAH, GA 31405-2341

Mortgage

Document Number	0000001418/0000000568
Date	Aug 8, 2018
Book Page	0000001418/0000000568

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 11, 2019
Property Address	402 E 48TH ST, SAVANNAH, GA 31405-2341
Document Number	0015710103
Book / Page	1571 / 103
Instrument Date	Mar 11, 2019
Instrument	2019-002380
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 48TH ST, SAVANNAH, GA 31405-2341

Mortgage

Document Number	0000001571/0000000105
Date	Mar 13, 2019
Book Page	0000001571/0000000105
Instrument	031562360014

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 (-0.59%) Homeowner's exemption	$178,440 (+26.88%) Land $44,000 Building $134,440	$446,100 (+26.88%) Land $110,000 Building $336,100
2024	$2,720.00 (-26.72%)
2023		$140,640 (+8.32%) Land $30,000 Building $110,640	$351,600 (+8.32%) Land $75,000 Building $276,600
2022	$3,712.00	$129,840 Land $30,000 Building $99,840	$324,600 Land $75,000 Building $249,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Delta Communications.

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