Monroe County property record for 402 E 1st St, Bloomington, IN 47401 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,496 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $335,000 (May 2017) |
| Tax Bill | $8,656 (2025) |
| Deeds & Mortgages | Oct 2006 Mortgage Jan 2008 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-57020-00 |
| Primary APN | 015-57020-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 149 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-57020-00 |
|---|---|
| Street Address | 402 E 1ST ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-4722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALLENDALE 2ND LOT 112 |
| Legal Subdivision | ALLENDALE SECOND ADDITION |
| Legal Lot Number | 112 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301 |
Source: Monroe County records · APN 015-57020-00
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 337, CLEAR CREEK, IN 47426-0337 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 05, 2006 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMERCE BANK |
| Jan 07, 2008 | Deed of Trust, Mortgage INDIANA UNIVERSITY CU |
| Jan 17, 2008 | Deed of Trust, Mortgage · Line of Credit UNITED COMMERCE BANK |
| Feb 23, 2011 | Deed of Trust, Mortgage INDIANA UNIVERSITY CU |
| Nov 21, 2023 | Warranty Deed, Transfer · Line of Credit THE GERMAN AMERICAN BANK |
| May 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 21, 2005 | Warranty Deed, Transfer · Line of Credit UNITED COMMERCE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Prior Sale | May 24, 2017 · Amount on Record |
| Deed Document Number | 20177178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 402 E 1ST ST, BLOOMINGTON, IN 47401-4722 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006019862 |
|---|---|
| Date | Oct 05, 2006 |
| Instrument | 2006019862 |
| Name | UNITED COMMERCE BANK |
|---|---|
| Address | BLOOMINGTON, IN 47404 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 402 E 1ST ST, BLOOMINGTON, IN 47401-4722 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2008000437 |
|---|---|
| Date | Jan 07, 2008 |
| Instrument | 2008000437 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Address | BLOOMINGTON, IN 47402 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 402 E 1ST ST, BLOOMINGTON, IN 47401-4722 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2008000987 |
|---|---|
| Date | Jan 17, 2008 |
| Instrument | 2008000987 |
| Name | UNITED COMMERCE BANK |
|---|---|
| Address | BLOOMINGTON, IN 47404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Dec 11, 2010 |
| Rate | 7.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 402 E 1ST ST, BLOOMINGTON, IN 47401-4722 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2011002693 |
|---|---|
| Date | Feb 23, 2011 |
| Instrument | 2011002693 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Address | BLOOMINGTON, IN 47402 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Nov 21, 2023 |
| Property Address | 402 E 1ST ST, BLOOMINGTON, IN 47401-4722 |
| Document Number | 2023013475 |
| Map Reference | MB 3 PG 39 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023013475 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | PO BOX 337, CLEAR CREEK, IN 47426-0337 |
| Document Number | 2023013476 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023013476 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 30, 2017 |
| Property Address | 402 E 1ST ST, BLOOMINGTON, IN 47401-4722 |
| Document Number | 2017007178 |
| Map Reference | BK 3 PG 39 |
| Instrument Date | May 24, 2017 |
| Instrument | 2017007178 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E 1ST ST, BLOOMINGTON, IN 47401-4722 |
| Document Number | 2017007179 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017007179 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 21, 2005 |
| Property Address | 402 E 1ST ST, BLOOMINGTON, IN 47401-4722 |
| Document Number | 2005025118 |
| Map Reference | MB3 PG39 |
| Instrument Date | Dec 21, 2005 |
| Instrument | 2005025118 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2703 S FORRESTER ST, BLOOMINGTON, IN 47401-4419 |
| Investor | Possibly a Property Investor |
| Document Number | 2005025119 |
|---|---|
| Date | Dec 21, 2005 |
| Instrument | 2005025119 |
| Name | UNITED COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jun 19, 2006 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,656.00 (-0.03%) | $423,000 (+0.98%) Land $155,400 Building $267,600 | $423,000 (+0.98%) Land $155,400 Building $267,600 |
| 2024 | $8,659.00 (-21.32%) | ||
| 2023 | $418,900 (+11.74%) Land $155,400 Building $263,500 | $418,900 (+11.74%) Land $155,400 Building $263,500 | |
| 2022 | $11,006.00 | $374,900 Land $135,100 Building $239,800 | $374,900 Land $135,100 Building $239,800 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050003012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 4% of the US · above 27% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 575 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| IsoFusion | Fiber | 10,000 / 10,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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