402 E 18th St, Covington, KY 41014 Property Records

Kenton County property record for 402 E 18th St, Covington, KY 41014 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,290 sqft · built 1909
Lot Size0.069 acres (3,000 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Jun 2025)
Tax Bill$2,354 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN055-32-14-014.00

Property Details

APN / Parcel Number

Primary APN055-32-14-014.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,290 sqft Finished Area
Gross Area2,487 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.069 acres)
Lot Dimensions100 ft deep x 30 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address402 E 18TH ST
CityCOVINGTON
StateKY
Zip41014-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTORERS PT LOT 9 30'X 100' NEC 18TH & MARYLAND
Legal SubdivisionSTORERS
Legal Lot Number9
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2015
Census Tract61000

Owner

Source: Kenton County records · APN 055-32-14-014.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20281 MATTERHORN DR, LAWRENCEBURG, IN 47025-8942
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Commercial Mortgage
UNION SAVINGS BANK
Mar 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2025 · Amount on Record
Deed SaleJun 16, 2025 · Amount on Record
Prior SaleMay 04, 2005 · Amount on Record
Deed Document Number2025188
Deed Book / Page347 / 777
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address402 E 18TH ST, COVINGTON, KY 41014-1406
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3237 BERWYN PL, CINCINNATI, OH 45209-1721

Mortgage

Document Number0000005189
DateMar 16, 2026
Book Page400/434
Instrument26059000005189
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address402 E 18TH ST, COVINGTON, KY 41014-1406
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E 18TH ST, COVINGTON, KY 41014-1406

Mortgage

Document Number0005900178
DateMar 11, 2024
Book PageKCM 532/49
Instrument24031105900178
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,354.00 (-0.51%)$177,700 (-) Land $5,000 Building $172,700$177,700 (-) Land $5,000 Building $172,700
2023$2,366.00$177,700 Land $5,000 Building $172,700$177,700 Land $5,000 Building $172,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170610002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E 18th St

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