402 E 12th St, Wilmington, DE 19801 Property Records

New Castle County property record for 402 E 12th St, Wilmington, DE 19801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Tax Bill	$935 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-036.10-128`

Property Details

APN / Parcel Number

Primary APN	`26-036.10-128`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	672 sqft Living Area
1st Floor Area	336 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Row Home
Exterior Material	Brick
Roof Type	Flat
Roof Material	Wood
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	68 ft deep x 12 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 E 12TH ST
City	WILMINGTON
State	DE
Zip	19801-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26R-3
Legal Description	BEG AT POINT ON SLY SIDE OF 12TH ST BET POPLAR & LOMBARD ST
Legal Subdivision	WILMINGTON
Legal Block	978
Legal Lot Number	23
Jurisdiction	NEW CASTLE DE
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E 12TH ST, WILMINGTON, DE 19801-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Apr 9, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 12, 2021	Deed, Transfer · FHA Mortgage HUNTINGDON VALLEY BANK
Feb 3, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021
Deed Sale	Oct 12, 2021
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	2021117852
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	402 E 12TH ST, WILMINGTON, DE 19801-3404
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 12TH ST, WILMINGTON, DE 19801-3404

Mortgage

Document Number	0000076787
Date	Oct 23, 2025
Instrument	20251023-0076787

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2065

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	402 E 12TH ST, WILMINGTON, DE 19801-3404
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 12TH ST, WILMINGTON, DE 19801-3404

Mortgage

Document Number	0000021871
Date	Apr 9, 2024
Instrument	20240409-0021871

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	402 E 12TH ST, WILMINGTON, DE 19801-3404
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 12TH ST, WILMINGTON, DE 19801-3404

Mortgage

Document Number	0000053621
Date	Aug 11, 2023
Instrument	20230811-0053621

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 12, 2021
Property Address	402 E 12TH ST, WILMINGTON, DE 19801-3404
Document Number	0000117852
Instrument Date	Sep 22, 2021
Instrument	20211012-0117852
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	402 E 12TH ST, WILMINGTON, DE 19801-3404

Mortgage

Document Number	0000117855
Date	Oct 12, 2021
Instrument	20211012-0117855

Lender

Name	HUNTINGDON VALLEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000117856
Date	Oct 12, 2021
Instrument	20211012-0117856

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	WILMINGTON, DE 19801

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

February 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Feb 3, 2021
Property Address	402 E 12TH ST, WILMINGTON, DE 19801-3404
Document Number	0000014563
Instrument Date	Jan 6, 2021
Instrument	20210203-0014563
Transaction Type	Foreclosure
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3868, GREENVILLE, DE 19807-0868

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Wilmington City
Unified School District	Christina School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00 (+46.32%)	$134,500 (+655.62%) Land $29,500 Building $105,000
2024			$111,960
2023	$639.00 (+0.95%)	$17,800 (-) Land $1,600 Building $16,200
2022	$633.00	$17,800 Land $1,600 Building $16,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,071 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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