402 E 12th St, Benton, KY 42025 Property Records

Marshall County property record for 402 E 12th St, Benton, KY 42025 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1955
Square Footage968 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$142,000 (2023)
Tax Bill$828.00 (2025)

Owner

Source: Marshall County records · APN 0B-08-10-090

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address402 E 12TH ST, BENTON, KY 42025-1528
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2024Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
GERSHMAN MORTGAGE
Jul 06, 2023Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Prior SaleNov 20, 2017
Deed Doc Number20231098253
Deed Book / Page510 / 445
Record RefreshedSep 20, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionMARSHALL KY
Recording DateFeb 01, 2024
Property Address402 E 12TH ST, BENTON, KY 42025-1528
Document Number000512/640
Book / Page512 / 640
Instrument DateJan 31, 2024
Instrument1099611
Transaction TypeTransfer
Record UpdatedFeb 26, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$93.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address402 E 12TH ST, BENTON, KY 42025-1528

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address402 E 12TH ST, BENTON, KY 42025-1528

Mortgage

Document Number0001099612
DateFeb 01, 2024
Instrument1099612
Lender
NameGERSHMAN MORTGAGE
TypeMortgage Company
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionMARSHALL KY
Recording DateJul 06, 2023
Property Address402 E 12TH ST, BENTON, KY 42025-1528
Document Number000507/600
Book / Page507 / 600
Instrument DateJul 05, 2023
Instrument1096417
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$80.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address235 MCKENZI PARK DR, BENTON, KY 42025-6643

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E 12TH ST, BENTON, KY 42025-1528

Mortgage

Document Number0001096419
DateJul 06, 2023
Instrument1096419
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Marshall County records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBenton City
CountyMarshall County
Unified School DistrictMarshall County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$828.00 (+10.11%)$93,000 (+16.25%) Land $25,000 Building $68,000$93,000 (+16.25%) Land $25,000 Building $68,000
2023$752.00$80,000 Land $25,000 Building $55,000
2022$80,000 Land $25,000 Building $55,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marshall County (21157C), updated January 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN0B-08-10-090
Alternative APNs
  • 1004820
  • 1118610

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area968 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area11,326 sqft (0.26 acres)
Garage Area288 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number1118610
Street Address402 E 12TH ST
CityBENTON
StateKY
Zip42025-1528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCALVERT HEIGHTS SUBDIVISION
JurisdictionMARSHALL KY
Minor Civil DivisionBENTON
Census Blockgroup2
Census Block2068
Census Tract950400

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