402 Division Ave, Salisbury, NC 28144 Property Records

Rowan County property record for 402 Division Ave, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,500 (Jun 2023)
Tax Bill	$2,688 (2026)
Deeds & Mortgages	Sep 2022 Construction Loan Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029 033`

Property Details

APN / Parcel Number

Primary APN	`029 033`
Alternative APN	`202107500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	402 E DIVISION AVE
City	SALISBURY
State	NC
Zip	28144-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4054
Census Tract	50800

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 E DIVISION AVE, SALISBURY, NC 28144-7745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Jun 1, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FOUNDERS FCU
Jul 28, 2022	Warranty Deed, Transfer 24 HOUR TITLE LLC, 24 HOUR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Book / Page	1424 / 131
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	402 DIVISION AVE, SALISBURY, NC 28144-7745
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 NEW GATE CT NW, CONCORD, NC 28027-7738

Mortgage

Document Number	0014090891
Date	Sep 13, 2022
Book Page	1409/891

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 1, 2023
Property Address	402 DIVISION AVE, SALISBURY, NC 28144-7745
Document Number	0014240131
Book / Page	1424 / 131
Instrument Date	May 31, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1096, CONCORD, NC 28026-1096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 DIVISION AVE, SALISBURY, NC 28144-7745

Mortgage

Document Number	0001424132
Date	Jun 1, 2023
Instrument	1424/132

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	12.7%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 28, 2022
Property Address	402 DIVISION AVE, SALISBURY, NC 28144-7745
Document Number	0014060891
Book / Page	1406 / 891
Instrument Date	Jul 28, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	24 HOUR TITLE LLC, 24 HOUR TITLE

Transaction

Amount	Amount Recorded
Tax	$17.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 WESLEY DR, SALISBURY, NC 28146-2257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1096, CONCORD, NC 28026-1096

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	East Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,688.00	$216,791 (-) Land $9,800 Building $206,991	$216,791 (-) Land $9,800 Building $206,991
2023	$2,688.00	$216,791 Land $9,800 Building $206,991	$216,791 Land $9,800 Building $206,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EAST SPENCER serves 1,550 people · EPA ID NC0180060
Water Source	Purchased surface water from SALISBURY-ROWAN
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on Division Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures