402 Delsing Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 402 Delsing Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,235 sqft · built 1957
Lot Size	0.993 acres (43,255 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Dec 2020)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-5400-0012-01-9`

Property Details

APN / Parcel Number

Primary APN	`03-5400-0012-01-9`
Alternative APN	`11-03-5400-0012-01-9`

Interior

Full Baths	1 Bath
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Raised Ranch
Lot Area	43,255 sqft (0.993 acres)
Lot Dimensions	200 ft deep x 216 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 DELSING RD
City	BENTON HARBOR
State	MI
Zip	49022-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOTS 12 & 13 & THE N 50.17' OF LOT 24 SUPERV PLAT OF NICKERSON SUB SUR 1159/521
Legal Subdivision	NICKERSON SUB
Legal Lot Number	12-24
Legal Unit	1,24
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3039
Census Tract	2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 DELSING RD, BENTON HARBOR, MI 49022-6613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Jan 23, 1980
Deed Book / Page	3304 / 2776
Prior Transfer Date	Feb 5, 2015
Prior Transfer Doc	03095/1222
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jul 8, 2026
Property Address	402 DELSING RD, BENTON HARBOR, MI 49022-6613
Document Number	0000465260
Book / Page	3481 / 4327
Instrument Date	Jul 1, 2026
Instrument	2026465260
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 DELSING RD, BENTON HARBOR, MI 49022-6613

Mortgage

Document Number	0000465260,
Date	Jul 8, 2026
Book Page	3481/4327
Instrument	2026465260

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2036

Interest

Rate	6.48%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 16, 2020
Property Address	402 DELSING RD, BENTON HARBOR, MI 49022-6613
Document Number	03304/2776
Book / Page	3304 / 2776
Map Reference	LB 13 PG 30
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3018 PIPESTONE RD, BENTON HARBOR, MI 49022-2442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 RIDGE RD APT 9, 9, STEVENSVILLE, MI 49127-1036

Mortgage

Document Number	0003305161
Date	Dec 16, 2020
Instrument	3305/161

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,400 (+3.29%)	$194,800 (+3.29%)
2025	$2,566.00 (+3.09%) Homeowner's exemption	$94,300 (+18.32%)	$188,600 (+18.32%)
2024	$2,489.00 (+10.23%)
2023		$79,700	$159,400
2022	$2,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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