Owen County property record for 402 Cubbage Ave, Owenton, KY 40359 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1991 |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jun 2022) |
| Tax Bill | $424 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-50-00-035.00 |
| Primary APN | 049-50-00-035.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 1,008 sqft |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 9952 |
|---|---|
| Street Address | 402 CUBBAGE AVE |
| City | OWENTON |
| State | KY |
| Zip | 40359-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT/HOUSE |
| Jurisdiction | OWEN KY |
| Township / Civil Division | OWENTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970201 |
Source: Owen County records · APN 049-50-00-035.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 402 CUBBAGE AVE, OWENTON, KY 40359-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2022 | Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| May 26, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2022 · Amount on Record |
| Deed Sale | Jun 08, 2022 · Amount on Record |
| Prior Sale | May 26, 2021 |
| Deed Document Number | 2022001715 |
| Deed Book / Page | DEED 267 / 524 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | Jun 08, 2022 |
| Property Address | 402 CUBBAGE AVE, OWENTON, KY 40359-3104 |
| Document Number | DEED267/524 |
| Book / Page | DEED 267 / 524 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022001715 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2215 STEWART LN, 2215, SPARTA, KY 41086-9143 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 402 CUBBAGE AVE, OWENTON, KY 40359-3104 |
| Investor | Possibly a Property Investor |
| Document Number | 0MTG317545 |
|---|---|
| Date | Jun 08, 2022 |
| Instrument | MTG 317/545 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Number | MTG317/558 |
|---|---|
| Date | Jun 08, 2022 |
| Book Page | MTG 317/558 |
| Instrument | 2022001717 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | May 26, 2021 |
| Property Address | 402 CUBBAGE AVE, OWENTON, KY 40359-3104 |
| Document Number | DEED263/365 |
| Book / Page | DEED 263 / 365 |
| Map Reference | CAB 1 SL 292 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021001794 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2215 STEWART LN, 2215, SPARTA, KY 41086-9143 |
| Name | Verified Name |
|---|---|
| Address | 2215 STEWART LN, SPARTA, KY 41086-9143 |
Source: Owen County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Municipality | Owenton City |
| Unified School District | Owen County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $424.00 (-57.04%) Homeowner's exemption | $85,000 (-) | $85,000 (-) |
| 2023 | $987.00 | $85,000 | $85,000 |
Source: FEMA National Flood Hazard Layer, Owen County (21187C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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