402 Cottage Pl, Kingston, TN 37763 Property Records

Roane County property record for 402 Cottage Pl, Kingston, TN 37763

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,522 sqft · built 2006
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Sep 2018)
Tax Bill	$1,307 (2022)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073059B A 01400`

Property Details

APN / Parcel Number

Primary APN	`073059B A 01400`
Alternative APN	`059B A 01400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	141 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	149 sqft
Deck Area	340 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 COTTAGE PL
City	KINGSTON
State	TN
Zip	37763-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 3; SUBDIVISION: PICKET PLACE
Legal Subdivision	PICKET PLACE
Legal Lot Number	28 75
Jurisdiction	ROANE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2010
Census Tract	30203

Owner

402 Cottage Pl is owned and occupied by two individuals who bought it in September 2018.

Source: Roane County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 COTTAGE PL, KINGSTON, TN 37763-4526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Sep 6, 2018	Warranty Deed, Transfer · VA Mortgage BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Nov 21, 2012 · Amount on File
Deed Document Number	18005835
Deed Book / Page	1663 / 653
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	402 COTTAGE PL, KINGSTON, TN 37763-4526
Document Number	175061
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 COTTAGE PL KINGSTON TN 377634526, KINGSTON, TN 37763-4526

Mortgage

Document Number	175061
Date	Jul 27, 2020
Book Page	001750/000061
Instrument	5490

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Sep 6, 2018
Property Address	402 COTTAGE PL, KINGSTON, TN 37763-4526
Document Number	1663653
Book / Page	001663 / 000653
Instrument Date	Aug 28, 2018
Instrument	5835
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ADMIRAL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 COTTAGE PL KINGSTON TN 377634526, KINGSTON, TN 37763-4526

Mortgage

Document Number	1663655
Date	Sep 6, 2018
Book Page	001663/000655
Instrument	5836

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Roane County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Municipality	Kingston City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,850 Land $7,900 Building $56,950	$259,400 Land $31,600 Building $227,800
2023		$35,800 (-) Land $6,325 Building $29,475
2022	$1,307.00	$35,800 Land $6,325 Building $29,475	$143,200 Land $25,300 Building $117,900
2020			$143,200 Land $25,300 Building $117,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Cottage Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Cottage Pl is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON WATER SYSTEM serves 11,392 people · EPA ID TN0000360
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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