402 Corto Ln, San Clemente, CA 92672 Property Records

Orange County property record for 402 Corto Ln, San Clemente, CA 92672

Property Summary

Property Type	Multi-Family Dwellings
Details	4,321 sqft · built 1964
Lot Size	0.106 acres (4,602 sqft)
Owner	Company Name on Record
Last Sale	$3,200,000 (Sep 2022)
Tax Bill	$33,610 (2025)
Deeds & Mortgages	Sep 2022 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`692-012-23`

Property Details

APN / Parcel Number

Primary APN	`692-012-23`

Interior

Units	4 Units
Stories	2 Stories
Building Area	4,321 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Multi-Family
Lot Area	4,602 sqft (0.106 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	402 CORTO LN
City	SAN CLEMENTE
State	CA
Zip	92672-5217
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N TR 784 BLK 3 LOT 22
Legal Subdivision	TRACT NO 784
Legal Tract	784
Legal Block	3
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1008
Census Tract	42108

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	315 W AVENIDA DE LOS, SAN CLEMENTE, CA 92672
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY
Oct 26, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Oct 15, 2008 · Amount on Record
Deed Document Number	2022295883
Prior Transfer Date	Oct 25, 2002
Prior Transfer Doc	0001103126
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 1, 2022
Property Address	402 CORTO LN, SAN CLEMENTE, CA 92672-5217
Document Number	0000295883
Map Reference	MB 23 PG 39&40
Instrument Date	Aug 10, 2022
Instrument	2022000295883
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 W AVENIDA DE LOS LOBOS MARINOS, SAN CLEMENTE, CA 92672-4328

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	402 CORTO LN, SAN CLEMENTE, CA 92672-5217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CORTO LN, SAN CLEMENTE, CA 92672-5217

Mortgage

Document Number	0000603283
Date	Oct 26, 2020
Instrument	2020000603283

Lender

Name	BANK OF THE WEST
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,395,865 (+2%) Land $3,223,911 Building $171,954
2025	$33,610.00 (+1.69%)	$3,329,280 (+4.04%) Land $3,160,697 Building $168,583
2024	$33,050.00 (+2.16%)
2023	$32,350.00 (+76.74%)	$3,200,000 Land $3,037,962 Building $162,038
2022	$18,304.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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