Howard County property record for 402 Cooper St, Fayette, MO 65248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,092 sqft · built 1960 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-1.0-11-003-022-002.000 |
| Primary APN | 12-1.0-11-003-022-002.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Total Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3556 |
|---|---|
| Street Address | 402 COOPER ST |
| City | FAYETTE |
| State | MO |
| Zip | 65248-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8282-00 LOT 7, 8 & E 23.1' OF LOT 9 NIPPER'S SOUTH WEST ADD (IRR) |
| Legal Range | 16 |
| Legal Township | 50 |
| Legal Section | 11 |
| Legal Subdivision | NIPPER'S SOUTH WEST ADD |
| Legal Lot Number | 7-9 |
| Jurisdiction | HOWARD MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 960300 |
Source: Howard County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12929 SE BIGHAM RD, STEWARTSVILLE, MO 64490-8516 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MO |
| Property Address | 402 COOPER ST, FAYETTE, MO 65248-9630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000514/0000000490 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 0000000514/0000000490 |
| Instrument | 20181587 |
| Name | MISSOURI CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
Source: Howard County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Howard County |
| Municipality | Fayette City |
| Unified School District | Fayette R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,810 (-) | $67,405 (-) Land $19,870 Building $47,535 | |
| 2025 | $882.00 | $12,810 (-) | $67,405 (-) Land $19,870 Building $47,535 |
| 2024 | $882.00 (-0.11%) | ||
| 2023 | $883.00 (+0.11%) | $12,810 | $67,405 Land $19,870 Building $47,535 |
| 2022 | $882.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTE PWS serves 2,800 people · EPA ID MO2010271 |
|---|---|
| Water Source | Purchased groundwater from HOWARD COUNTY REGIONAL WATER COMM |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Air Link Rural Broadband Fiber | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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