1. Home
  2. Florida
  3. Sebastian
  4. Concha Dr

402 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 402 Concha Dr, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,634 sqft · built 1993
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (Dec 2023)
Tax Bill$562 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN31-38-25-00001-2930-00016.0

Property Details

APN / Parcel Number

Primary APN31-38-25-00001-2930-00016.0
Alternative APN
  • 23337

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
Gross Area2,232 sqft
1st Floor Area1,634 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions125 ft deep x 120 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area598 sqft
DrivewayConcrete Driveway
Driveway Area1,395 sqft

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area404 sqft
Deck Area168 sqft
Patio Area358 sqft
Gazebo374 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address402 CONCHA DR
CitySEBASTIAN
StateFL
Zip32958-6504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 11 BLK 293 LOT 16 & INC NELY 1/2 LOT 17 PBI 7-56G
Legal Range38E
Legal Township31S
Legal Section25
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 11
Legal Block293
Legal Lot Number16
Legal Unit11
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3015
Census Tract50809

Owner

402 Concha Dr is owned and occupied by an individual who bought it in December 2023.

Source: Indian River County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address402 CONCHA DR, SEBASTIAN, FL 32958-6504
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 10, 2018Quit Claim Deed, Transfer · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2023 · Amount on File
Deed SaleDec 27, 2023 · Amount on File
Prior SaleJun 1, 2012 · Amount on File
Deed Document Number202363582
Deed Book / Page3669 / 2220
Prior Transfer DateAug 31, 2018
Prior Transfer Doc0031470306
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 27, 2023
Property Address402 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number0036692220
Book / Page3669 / 2220
Map ReferenceMB 7 PGS 56
Instrument DateDec 21, 2023
Instrument3120230063582
Transaction TypeTransfer
Record UpdatedJan 8, 2024
Title CompanyPARADISE BCH TITLE LLC, PARADISE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 CONCHA DR, SEBASTIAN, FL 32958-6504

Mortgage

Document Number0036692221
DateDec 27, 2023
Book Page3669/2221
Instrument3120230063583
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Address1400 FORUM BLVD # 18, COLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 10, 2018
Property Address402 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number0031470306
Book / Page003147 / 000306
Instrument DateAug 31, 2018
Instrument55201
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address402 CONCHA DR SEBASTIAN FL 329586504, SEBASTIAN, FL 32958-6504

Mortgage

Document Number31470308
DateSep 10, 2018
Book Page003147/000308
Instrument55202
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 402 Concha Dr was $562 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$562.00 Homeowner's exemption Veteran's exemption$376,403 Land $102,000 Building $274,403$376,403 Land $102,000 Building $274,403
2023$2,333.00 (+4.71%)$169,131 (+3%)$359,419 (+18.47%) Land $102,000 Building $257,419
2022$2,228.00$164,205$303,386 Land $73,950 Building $229,436

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Concha Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Concha Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Nearby Properties on Concha Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures