402 Clover Leaf Ln, McKinney, TX 75072 Property Records

Collin County property record for 402 Clover Leaf Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,585 sqft · built 1996
Owner	2 Individual Names on Record
Tax Bill	$9,410 (2022)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 1 more
APN	`R-3122-00B-0320-1`

Property Details

APN / Parcel Number

Primary APN	`R-3122-00B-0320-1`
Alternative APN	`2020593`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,585 sqft Living Area
Gross Area	4,125 sqft
2nd Floor Area	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	35 sqft

Location & Zoning

Account Number	2020593
Street Address	402 CLOVER LEAF LN
City	MCKINNEY
State	TX
Zip	75072-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	AUTUMN RIDGE II (CMC), BLK B, LOT 32
Legal Subdivision	AUTUMN RIDGE II (CMC)
Legal Block	B
Legal Lot Number	32
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1000
Census Tract	30531

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 CLOVER LEAF LN, MCKINNEY, TX 75072-5553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · VA Mortgage TRIDENT HM LNS
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage BNC NAT'L BK
Sep 5, 2018	Warranty Deed, Transfer NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018
Deed Sale	Sep 5, 2018
Prior Sale	Oct 3, 2006
Deed Document Number	20180905001118500
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	402 CLOVER LEAF LN, MCKINNEY, TX 75072-5553
Document Number	0001318820
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	REPUBLIC TITLE COMPANY, RTT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 CLOVER LEAF LN MCKINNEY TX 750725553, MCKINNEY, TX 75072-5553

Mortgage

Document Number	0001318820
Date	Aug 13, 2020
Instrument	1318820

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	PENSACOLA, FL 32501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	402 CLOVER LEAF LN, MCKINNEY, TX 75072-5553
Document Number	0001101480
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 CLOVER LEAF LN MCKINNEY TX 750725553, MCKINNEY, TX 75072-5553

Mortgage

Document Number	0001101480
Date	Sep 9, 2019
Instrument	1101480

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 5, 2018
Property Address	402 CLOVER LEAF LN, MCKINNEY, TX 75072-5553
Document Number	0001118500
Instrument Date	Aug 31, 2018
Instrument	1118500
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 CLOVER LEAF LN MCKINNEY TX 750725553, MCKINNEY, TX 75072-5553

Mortgage

Document Number	1118510
Date	Sep 5, 2018
Instrument	1118510

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$720,480 (+1%) Land $150,000 Building $570,480	$720,480 (+1%) Land $150,000 Building $570,480
2023		$655,000 Land $120,000 Building $535,000	$655,000 Land $120,000 Building $535,000
2022	$9,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi.

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