402 Clayton St, Central, SC 29630 Property Records

Pickens County property record for 402 Clayton St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft · built 1946
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$651 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4065-12-96-2799`

Property Details

APN / Parcel Number

Primary APN	`4065-12-96-2799`
Alternative APN	`R0006040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	441 Parking Spaces
Porch	Patio
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0006040
Street Address	402 CLAYTON ST
City	CENTRAL
State	SC
Zip	29630-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM16
Legal Description	W/SIDE CLAYTON ST PLAT 616/254
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2005
Census Tract	11105

Owner

402 Clayton St is owned and occupied by two individuals who acquired it in October 2020.

Source: Pickens County records, as of February 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 CLAYTON ST, CENTRAL, SC 29630-9752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020
Deed Sale	Oct 20, 2020
Deed Document Number	202016282
Deed Book / Page	2205 / 213
Prior Transfer Date	May 27, 2008
Prior Transfer Doc	0000011088
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 20, 2020
Property Address	402 CLAYTON ST, CENTRAL, SC 29630-9752
Document Number	0000016282
Book / Page	2205 / 213
Instrument Date	Oct 16, 2020
Instrument	202016282
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 CLAYTON ST, CENTRAL, SC 29630-9752

Mortgage

Document Number	0000016283
Date	Oct 20, 2020
Instrument	202016283

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS SC
Recording Date	Aug 16, 2018
Property Address	402 CLAYTON ST, CENTRAL, SC 29630-9752
Document Number	0000011839
Book / Page	001981 / 000067
Instrument Date	Aug 14, 2018
Instrument	11839
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	738 CLAYTON ST CENTRAL SC 296309755, CENTRAL, SC 29630-9755

Tax Assessment & Valuation

The 2025 property tax bill for 402 Clayton St was $651, up 12.2% from the year before.

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$651.00 (+12.24%)	$6,530 (+14.96%) Land $690 Building $5,840	$231,500 (+63.03%) Land $24,500 Building $207,000
2024	$580.00 (+8.41%)	$5,680 (-) Land $600 Building $5,080	$142,000 (-) Land $15,000 Building $127,000
2023	$535.00 (-2.37%)	$5,680 (-) Land $600 Building $5,080	$142,000 (-) Land $15,000 Building $127,000
2022	$548.00	$5,680 Land $600 Building $5,080	$142,000 Land $15,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Clayton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Clayton St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRAL serves 3,495 people · EPA ID SC3910005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, West Carolina Rural Telephone Cooperative.

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