402 Church St, Locust, NC 28097 Property Records

Stanly County property record for 402 Church St, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 2007
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on Record
Last Sale$165,000 (Apr 2014)
Tax Bill$2,672 (2026)
Deeds & MortgagesSep 2020 Sale
Flood ZoneZone X (minimal risk)
APN557401296972

Property Details

APN / Parcel Number

Primary APN557401296972
Alternative APNs
  • 1530751
  • 37216

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,452 sqft Finished Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area480 sqft
PorchPorch
Porch Area200 sqft
Patio Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1530751
Street Address402 CHURCH ST
CityLOCUST
StateNC
Zip28097-9697
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionHSE 402 CHURCH ST LT 4 ABIS PLACE PH 1 557401113
Legal SubdivisionABIS PLACE PH 1
Legal Lot Number4
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1032
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 279, MARSHVILLE, NC 28103-0279
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2014 · Amount on Record
Deed SaleApr 30, 2014 · Amount on Record
Prior SaleAug 4, 2009 · Amount on Record
Deed Document Number2014363355
Deed Book / Page1486 / 388
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateSep 8, 2020
Property Address402 CHURCH ST, LOCUST, NC 28097-9697
Document Number0000423473
Book / Page001712 / 000234
Instrument DateSep 8, 2020
Instrument423473
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$444.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 279 MARSHVILLE NC 281030279, MARSHVILLE, NC 28103-0279

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,672.00$290,491 (-) Land $65,000 Building $225,491$290,491 (-) Land $65,000 Building $225,491
2025$2,672.00 (+14.04%)$290,491 (+35.13%) Land $65,000 Building $225,491$290,491 (+35.13%) Land $65,000 Building $225,491
2023$2,343.00$214,968 Land $55,000 Building $159,968$214,968 Land $55,000 Building $159,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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