402 Church St, Guyton, GA 31312 Property Records

Effingham County property record for 402 Church St, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,494 sqft · built 1955
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Sep 2022)
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G0030-011-A00`

Property Details

APN / Parcel Number

Primary APN	`G0030-011-A00`
Alternative APN	`21262`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	350 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21262
Street Address	402 CHURCH ST
City	GUYTON
State	GA
Zip	31312-4343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.42 AC
Legal Subdivision	GUYTON
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	4
Census Block	4021
Census Tract	30204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Guyton Historic District listed 1982 · 137 contributing resources · NRIS 82002408

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 S BROADWAY, PENNSVILLE, NJ 08070-2630
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS
Jun 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	20222597
Deed Book / Page	2807 / 159
Prior Transfer Date	Jan 8, 2009
Prior Transfer Doc	001815/252
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	402 CHURCH ST, GUYTON, GA 31312-4343
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHURCH ST, GUYTON, GA 31312-4343

Mortgage

Document Number	0000002706/0000000556
Date	Jul 13, 2021
Book Page	0000002706/0000000556
Instrument	008434

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 26, 2022
Property Address	402 CHURCH ST, GUYTON, GA 31312-4343
Document Number	002807/159
Book / Page	2807 / 159
Instrument Date	Aug 26, 2022
Instrument	2022-002597
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S BROADWAY, PENNSVILLE, NJ 08070-2630

Mortgage

Document Number	0000002807/0000000164
Date	Sep 9, 2022
Book Page	0000002807/0000000164
Instrument	009131

Lender

Name	EMM LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 30, 2021
Property Address	402 CHURCH ST, GUYTON, GA 31312-4343
Document Number	002706/554
Book / Page	2706 / 554
Instrument Date	Jun 30, 2021
Instrument	2021-002202
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHURCH ST, GUYTON, GA 31312-4343

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Guyton City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,667 (+19.62%) Land $14,414 Building $117,253	$329,169 (+19.62%) Land $36,036 Building $293,133
2025	$3,575.00 (+38.46%)	$110,074 (+30.75%) Land $14,414 Building $95,660	$275,186 (+30.75%) Land $36,036 Building $239,150
2024	$2,582.00 (+54.33%)	$84,189 (+31.64%) Land $11,088 Building $73,101	$210,472 (+31.64%) Land $27,720 Building $182,752
2022	$1,673.00 Homeowner's exemption	$63,956 Land $6,720 Building $57,236	$159,889 Land $16,800 Building $143,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUYTON serves 2,394 people · EPA ID GA1030000
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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