402 Chattanooga Loop, Ardmore, OK 73401 Property Records

Carter County property record for 402 Chattanooga Loop, Ardmore, OK 73401 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,935 sqft · built 1998
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (May 2026)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10995`

Property Details

APN / Parcel Number

Primary APN	`10995`
Alternative APN	`0185-00-004-000-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,935 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	143 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	120 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10995
Street Address	402 CHATTANOOGA LOOP
City	ARDMORE
State	OK
Zip	73401-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMPION STATION #1, TRACT 4 (IRREGULAR)
Legal Range	01E
Legal Township	04S
Legal Section	35
Legal Subdivision	CHAMPION STATION ADDN SEC #1
Legal Tract	4
Legal Block	4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2011
Census Tract	893001

Owner

Source: Carter County records · APN 10995

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 CHATTANOOGA LOOP, ARDMORE, OK 73401-2926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW
Nov 02, 2021	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
May 16, 2018	Warranty Deed, Transfer · Commercial Mortgage BANKFIRST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Nov 02, 2021 · Amount on Record
Deed Document Number	20265103
Deed Book / Page	7894 / 289
Prior Transfer Date	Nov 18, 2025
Prior Transfer Doc	0000012629
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 29, 2026
Property Address	402 CHATTANOOGA LOOP, ARDMORE, OK 73401-2926
Document Number	0000005103
Book / Page	7894 / 289
Instrument Date	May 27, 2026
Instrument	20265103
Transaction Type	Transfer
Record Updated	Jun 08, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 CHATTANOOGA LOOP, ARDMORE, OK 73401-2926

Mortgage

Document Number	0000005104,
Date	May 29, 2026
Instrument	20265104

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 02, 2021
Property Address	402 CHATTANOOGA LOOP, ARDMORE, OK 73401-2926
Document Number	0007132/56
Book / Page	7132 / 56
Instrument Date	Oct 29, 2021
Instrument	2021-012193
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 CHATTANOOGA LOOP, ARDMORE, OK 73401-2926

Mortgage

Document Number	2021012194
Date	Nov 02, 2021
Instrument	2021-012194

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 16, 2018
Property Address	402 CHATTANOOGA LOOP, ARDMORE, OK 73401-2926
Document Number	006546/085
Book / Page	6546 / 085
Instrument Date	May 04, 2018
Instrument	2018-005051
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 CHATTANOOGA LOOP, ARDMORE, OK 73401-2926

Mortgage

Document Number	2018005052
Date	May 16, 2018
Instrument	2018-005052

Lender

Name	BANKFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 11, 2019

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00 Homeowner's exemption	$34,122 (+3%) Land $3,571 Building $30,551	$315,362 (-7.94%) Land $35,000 Building $280,362
2024	$3,039.00 (+21.8%) Homeowner's exemption	$33,128 (+17.41%) Land $3,467 Building $29,661	$342,574 (+33.79%) Land $35,000 Building $307,574
2023	$2,495.00 Homeowner's exemption	$28,215 Land $3,016 Building $25,199	$256,048 Land $35,000 Building $221,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carter County (40019C), updated October 20, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400198930012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Dobson Technologies	Fiber	10,000 / 10,000
Cable One	Cable	1,000 / 50
Arbuckle Communications	Fixed Wireless (licensed-by-rule)	400 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Arbuckle Communications, 360 Communications, Inc. (OK, AR & TX). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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