Mobile County property record for 402 Chatham St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,602 sqft · built 1989 |
| Lot Size | 0.093 acres (4,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Aug 2025) |
| Tax Bill | $599 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022910380003037 |
| Primary APN | R022910380003037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Upper Floors Area | 75 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,081 sqft (0.093 acres) |
| Lot Dimensions | 91 ft deep x 46 ft wide |
| Porch | Patio |
| Porch Area | 174 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 947248 |
|---|---|
| Street Address | 402 CHATHAM ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMG AT PT ON W/S OF CHATHAM ST 39 FT 6 IN S OF SW COR OF CHATHAM & SELMA STS TH RUN S ALG W/L OF CHATHAM ST 46 FT 6 IN TO PT |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 38 |
| Legal Subdivision | SELMADELAWARE |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
402 Chatham St is owned and occupied by an individual who bought it in August 2025.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 CHATHAM ST, MOBILE, AL 36604-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on File |
| Deed Sale | Aug 6, 2025 · Amount on File |
| Prior Sale | Aug 30, 2016 · Amount on File |
| Deed Document Number | 202547255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 6, 2025 |
| Property Address | 402 CHATHAM ST, MOBILE, AL 36604-3109 |
| Document Number | 0000047255 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025047255 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 963 PALMETTO ST, MOBILE, AL 36604-3038 |
| Name | Verified Name |
|---|---|
| Address | 402 CHATHAM ST, MOBILE, AL 36604-3109 |
| Document Number | 0000047256 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 2025047256 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
The 2025 property tax bill for 402 Chatham St was $599 with a homeowner's exemption.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $599.00 Homeowner's exemption | $10,340 (-) Land $2,040 Building $8,300 | $103,400 (-) Land $20,400 Building $83,000 |
| 2024 | $599.00 (+4.36%) Homeowner's exemption | $10,340 (+4.02%) Land $2,040 Building $8,300 | $103,400 (+4.02%) Land $20,400 Building $83,000 |
| 2023 | $574.00 Homeowner's exemption | $9,940 Land $2,040 Building $7,900 | $99,400 Land $20,400 Building $79,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 402 Chatham St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 10 (1979–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Chatham St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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