Bourbon County property record for 402 Chambers St, Paris, KY 40361
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,656 sqft |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Aug 2021) |
| Tax Bill | $584 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-80-10-024.00 |
| Primary APN | 026-80-10-024.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 402 CHAMBERS ST |
|---|---|
| City | PARIS |
| State | KY |
| Zip | 40361-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L - 402 CHAMBERS ST |
| Legal Subdivision | HILLCREST ADDITION |
| Jurisdiction | BOURBON KY |
| Township / Civil Division | PARIS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stoner Creek Rural Historic District listed 2001 · 773 contributing resources · NRIS 01000449 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
402 Chambers St is owned and occupied by an individual who bought it in August 2021.
Source: Bourbon County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 CHAMBERS ST, PARIS, KY 40361-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Deed Document Number | 2021793178 |
| Deed Book / Page | 318 / 829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Aug 30, 2021 |
| Property Address | 402 CHAMBERS ST, PARIS, KY 40361-1945 |
| Document Number | 318/829 |
| Book / Page | 318 / 829 |
| Map Reference | MB 111 PG 533 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 793178 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1443 CYPRESS ST, 1443, PARIS, KY 40361-1258 |
| Name | Verified Name |
|---|---|
| Address | 402 CHAMBERS ST, PARIS, KY 40361-1945 |
| Document Number | 793189 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 793189 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Number | 686/826 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 686/826 |
| Instrument | 793190 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
The 2025 property tax bill for 402 Chambers St was $584.
Source: Bourbon County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bourbon County |
| Municipality | Paris City |
| Unified School District | Paris Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $584.00 | $175,000 Land $10,000 Building $165,000 | $175,000 Land $10,000 Building $165,000 |
| 2023 | $614.00 | $175,000 Land $10,000 Building $165,000 | $175,000 Land $10,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Chambers St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 13 (1997–2026) |
| Most Recent Claim | Jun 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Chambers St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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