402 Chambers Rd, Arab, AL 35016 Property Records

Marshall County property record for 402 Chambers Rd, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,486 sqft · built 1999
Lot Size	0.488 acres (21,272 sqft)
Owner	Individual Name on Record
Last Sale	$234,800 (Sep 2015)
Tax Bill	$1,153 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-34-0-000-022.046`

Property Details

APN / Parcel Number

Primary APN	`12-08-34-0-000-022.046`
Alternative APNs	`128340000022046` `152716`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,486 sqft Living Area
1st Floor Area	2,486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,272 sqft (0.488 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	152716
Street Address	402 CHAMBERS RD
City	ARAB
State	AL
Zip	35016-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 CODY HILLS ESTATES PB 7 PG 318
Legal Range	1E
Legal Township	7S
Legal Section	34
Legal Subdivision	CODY HILLS ESTATES
Legal Lot Number	46
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1008
Census Tract	30402

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 CHAMBERS RD, ARAB, AL 35016-5063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2015 · Amount on Record
Deed Sale	Sep 10, 2015 · Amount on Record
Deed Document Number	20153133842
Deed Book / Page	5698 / 149
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	402 CHAMBERS RD, ARAB, AL 35016-5063
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003277399
Date	Apr 8, 2024
Book Page	7066/92
Instrument	3277399

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	402 CHAMBERS RD, ARAB, AL 35016-5063
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003229470
Date	Jun 30, 2021
Book Page	6597/206
Instrument	3229470

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,153.00 (+6.07%) Homeowner's exemption
2025	$1,087.00 (+2.94%)	$27,980 (-)	$288,200 (+3.04%) Land $13,200 Building $275,000
2023	$1,056.00 (+14.29%)	$27,980 (+13.1%)	$279,700 (+13.1%) Land $12,100 Building $267,600
2021	$924.00 Homeowner's exemption	$24,740	$247,300 Land $11,000 Building $236,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

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